Binance Card
Binance · Visa
Binance Card is a crypto debit card that automatically converts your assets into fiat at the point of sale, accepted anywhere on the Visa network. It has no issuance fee or annual fee, applies zero FX markup, and pays up to 2% cashback in BNB on purchases. It is a custodial card: funds stay in your Binance wallet until you spend.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Visa |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | €290/mese gratis, poi 0,9% |
| ATM withdrawal | 0.9% |
| FX markup | 0% |
| Cashback | 2% |
| KYC | Full |
| Privacy | 4/10 |
| Supported countries | EEA, UK · 30+ countries |
| Funding / solidity | Exchange #1 per volumi, 250M+ utenti |
| Estimated net annual cost | -€1,074/year |
| Funding / solidity | Exchange #1 per volumi, 250M+ utenti |
| MiCA / License status | MiCAVASP-IT MiCA (Malta) · VASP-IT |
Strengths
- No issuance fee and no annual fee
- Zero FX markup (0% currency conversion)
- Up to 2% cashback in BNB
- MiCA licence and VASP registration in Italy
Weaknesses
- Custodial card: funds remain under Binance's control
- Maximum cashback requires holding BNB in staking
- Availability subject to local regulatory restrictions
FAQ
Does Binance Card have annual fees?
No. Issuance and the annual fee are free: you pay nothing to obtain and keep the card.
How much cashback does Binance Card offer?
Up to 2% cashback in BNB on eligible purchases; the rate depends on how much BNB you keep in staking.
Does Binance Card charge FX fees?
No, the FX markup is 0%: you pay the market rate even in currencies other than the euro.
Verdict
Binance Card is a crypto debit card that automatically converts your assets into fiat at the point of sale, accepted anywhere on the Visa network. It has no issuance fee or annual fee, applies zero FX markup, and pays up to 2% cashback in BNB on purchases. It is a custodial card: funds stay in your Binance wallet until you spend.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
Sources
- FX markup pricing Data verified on Jun 1, 2026
- Cashback program Data verified on Jun 1, 2026
- Licenses and registrations Data verified on Jun 1, 2026
- Ownership structure Data verified on Jun 13, 2026
Update history
- Fees, cashback and licences re-checked: no change from the previous review.
- Added VASP registration in Italy to the licences.
- FX markup updated from 0.5% to 0% following a change in Binance's terms.