bunq Business
bunq
true bank olandese; deposit guarantee €100K; ZeroFX on Elite; 25 sub-account. Free only for sole proprietors; plans GmbH/Ltd expensive. Free Business only sole proprietors; plans structured expensive
Data & conditions
| Account fee | — |
|---|---|
| IBAN | dedicato · NL |
| Multi-currency | Yes · 18 currencies |
| Outbound transfers to third-party IBANs | Yes |
| Utility direct billing | Yes |
| SEPA direct debit (SDD) | Yes |
| ATM withdrawal | Free |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA · 30+ countries |
| Regulator | DNB, AFM |
| OAM Italy registration | Yes |
| Segment | B2B |
| MiCA / License status | Full Banking License |
Plans & pricing
Strengths
- true bank olandese; deposit guarantee €100K; ZeroFX on Elite; 25 sub-account.
Weaknesses
- Free only for sole proprietors; plans GmbH/Ltd expensive.
Verdict
true bank olandese; deposit guarantee €100K; ZeroFX on Elite; 25 sub-account. Free only for sole proprietors; plans GmbH/Ltd expensive. Free Business only sole proprietors; plans structured expensive
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is bunq Business a real bank?
bunq Business operates under a Full Banking License licence (NL). It is regulated by DNB, AFM. Fund protection: DGS €100k.
Can I send transfers to third-party IBANs with bunq Business?
Yes, bunq Business allows outgoing transfers to third-party IBANs, like a traditional bank account.
Does bunq Business support direct debits and utility billing?
SEPA direct debit (SDD): supported. Utility-bill domiciliation: supported.
Which fiat currencies does bunq Business support?
bunq Business supports 18 fiat currencies. Multi-currency accounts: supported.
Can I withdraw crypto on-chain from bunq Business?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).