Starling Business
Starling
true bank UK FCA; FSCS £85K; wire UK illimitati free; EUR/USD add-on. UK-only; no SWIFT; cash deposit fee 0,7%. UK-only; cash deposit only PostOffice (0,7%); no SWIFT in uscita
Data & conditions
| Account fee | — |
|---|---|
| IBAN | dedicato · GB |
| Outbound transfers to third-party IBANs | Yes |
| ATM withdrawal | Free |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | UK · 1+ countries |
| Regulator | PRA, FCA |
| OAM Italy registration | No |
| Segment | B2B |
| MiCA / License status | Full Banking License FCA (UK bank) |
Plans & pricing
Strengths
- true bank UK FCA; FSCS £85K; wire UK illimitati free; EUR/USD add-on.
Weaknesses
- UK-only; no SWIFT; cash deposit fee 0,7%.
Verdict
true bank UK FCA; FSCS £85K; wire UK illimitati free; EUR/USD add-on. UK-only; no SWIFT; cash deposit fee 0,7%. UK-only; cash deposit only PostOffice (0,7%); no SWIFT in uscita
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Starling Business a real bank?
Starling Business operates under a Full Banking License licence (GB). It is regulated by PRA, FCA. Fund protection: FSCS £85k.
Can I send transfers to third-party IBANs with Starling Business?
Yes, Starling Business allows outgoing transfers to third-party IBANs, like a traditional bank account.
Does Starling Business support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does Starling Business support?
The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.
Can I withdraw crypto on-chain from Starling Business?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).