N26 Business
N26
true bank BaFin; IBAN multi-country EU; 0% FX; affiliate program; 21 countries. Trustpilot 3,7/5; piano Standard very limited (10 tx/month). Trustpilot 3,7/5; piano Standard: 10 tx/month; only 21 countries EU
Data & conditions
| Account fee | — |
|---|---|
| IBAN | dedicato · DE |
| Outbound transfers to third-party IBANs | Yes |
| ATM withdrawal | Free |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA · 21+ countries |
| Regulator | BaFin |
| OAM Italy registration | Yes |
| MiCA / License status | Full Banking License |
Plans & pricing
Strengths
- true bank BaFin; IBAN multi-country EU; 0% FX; affiliate program; 21 countries.
Weaknesses
- Trustpilot 3,7/5; piano Standard very limited (10 tx/month).
Verdict
true bank BaFin; IBAN multi-country EU; 0% FX; affiliate program; 21 countries. Trustpilot 3,7/5; piano Standard very limited (10 tx/month). Trustpilot 3,7/5; piano Standard: 10 tx/month; only 21 countries EU
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is N26 Business a real bank?
N26 Business operates under a Full Banking License licence (DE). It is regulated by BaFin. Fund protection: €100k EDIS DE.
Can I send transfers to third-party IBANs with N26 Business?
Yes, N26 Business allows outgoing transfers to third-party IBANs, like a traditional bank account.
Does N26 Business support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does N26 Business support?
The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.
Can I withdraw crypto on-chain from N26 Business?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).