Tide Tide Plus
A plan byTide
FSCS £120K; savings 4,07% AER; 1M+ members; company registration included. Free tier: 20p/transfer; no USD receiving; ATM £500 max. Free tier: fee 20p/transfer; receiving only GBP/EUR; ATM £500 restrictive
Tide Plus
- Price
- €12
What's included
- 20 free transfer
- More tools
Data & conditions
| Account fee | €138 |
|---|---|
| IBAN | dedicato · GB, DE, IN |
| Outbound transfers to third-party IBANs | Yes |
| ATM withdrawal | Free |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | UK · 1+ countries |
| Regulator | FCA |
| OAM Italy registration | No |
| Segment | B2B |
| MiCA / License status | EMI (UK) FCA (UK) |
Strengths
- FSCS £120K; savings 4,07% AER; 1M+ members; company registration included.
Weaknesses
- Free tier: 20p/transfer; no USD receiving; ATM £500 max.
Verdict
FSCS £120K; savings 4,07% AER; 1M+ members; company registration included. Free tier: 20p/transfer; no USD receiving; ATM £500 max. Free tier: fee 20p/transfer; receiving only GBP/EUR; ATM £500 restrictive
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Tide a real bank?
Tide operates under a EMI (UK) licence (GB). It is regulated by FCA. Fund protection: Safeguarding — nessuna garanzia depositi.
Can I send transfers to third-party IBANs with Tide?
Yes, Tide allows outgoing transfers to third-party IBANs, like a traditional bank account.
Does Tide support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does Tide support?
The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.
Can I withdraw crypto on-chain from Tide?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).