OpenSky Secured Visa OpenSky Secured Visa
A plan byOpenSky Secured Visa · Visa
89% approval rate; NO credit check; NO bank account richiesto; deposit refundable. APR 24,64%; $35/year. APR 24,64–25,64%; late fee $41
OpenSky Secured Visa
- Annual price
- €35
- fee_emissione_eur
- €32
- fx_markup_pct
- 3%
- Cashback
- 10%
- atm_limit
- N/D
What's included
- No credit check
- Deposito refundable $200+
- APR 23.89% variable
- Reports a 3 bureau
- Visa
Data & conditions
| Network | Visa |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | €32 |
| Annual fee | Free |
| Free ATM limit | N/D |
| ATM withdrawal | Free |
| FX markup | 3% |
| Cashback | 10% |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 5/10 |
| Supported countries | US · 1+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | n/a (US) |
Strengths
- 89% approval rate; NO credit check; NO bank account richiesto; deposit refundable.
Weaknesses
- APR 24,64%; $35/year.
Verdict
89% approval rate; NO credit check; NO bank account richiesto; deposit refundable. APR 24,64%; $35/year. APR 24,64–25,64%; late fee $41
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is OpenSky Secured Visa a safe card?
OpenSky Secured Visa is a custodial card on the Visa network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.
How much does OpenSky Secured Visa cost?
The card has no annual fee. Issuance costs €32.2. The FX markup is 3%. See the tier table for full conditions.
Does OpenSky Secured Visa offer cashback?
Yes: cashback goes up to 10%, depending on the tier.
Is OpenSky Secured Visa available in Italy?
No, OpenSky Secured Visa is not currently available in Italy.
Is OpenSky Secured Visa custodial or self-custody?
OpenSky Secured Visa uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).