Chime Card
Chime · Visa
Completamente free; no credit check; no interest; no utilization reporting; 47K+ ATM free. requires Chime Checking with direct deposit $200+. requires Chime Checking Account with direct deposit $200+
Data & conditions
| Network | Visa |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | 47.000+ ATM gratuiti (Allpoint) |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | 1.5% |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 4/10 |
| Supported countries | US · 1+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | n/a (US) |
Plans & pricing
Strengths
- Completamente free; no credit check; no interest; no utilization reporting; 47K+ ATM free.
Weaknesses
- Requires Chime Checking with direct deposit $200+.
Verdict
Completamente free; no credit check; no interest; no utilization reporting; 47K+ ATM free. requires Chime Checking with direct deposit $200+. requires Chime Checking Account with direct deposit $200+
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Chime Card a safe card?
Chime Card is a custodial card on the Visa network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.
How much does Chime Card cost?
The card has no annual fee. Issuance is free. The FX markup is 0% (no surcharge). See the tier table for full conditions.
Does Chime Card offer cashback?
Yes: cashback goes up to 1.5%, depending on the tier.
Is Chime Card available in Italy?
No, Chime Card is not currently available in Italy.
Is Chime Card custodial or self-custody?
Chime Card uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).