Monese Classic
A plan byMonese
ideal for immigrants and those who not has indirizzo fisso; FCA EMI; IBAN UK+EU; apertura rapida. No crypto; FX 0,5–3%; risk freeze medio-high. No crypto native; FX 0,5–3%; risk freeze medio-high
Classic
- Price
- €6
What's included
- Higher limits
- Reduced FX
Data & conditions
| Account fee | — |
|---|---|
| IBAN | dedicato · GB, RO, BE |
| Outbound transfers to third-party IBANs | Yes |
| ATM withdrawal | Free |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA, UK · 31+ countries |
| Regulator | FCA |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | EMI |
Strengths
- ideal for immigrants and those who not has indirizzo fisso; FCA EMI; IBAN UK+EU; apertura rapida.
Weaknesses
- No crypto; FX 0,5–3%; risk freeze medio-high.
Verdict
ideal for immigrants and those who not has indirizzo fisso; FCA EMI; IBAN UK+EU; apertura rapida. No crypto; FX 0,5–3%; risk freeze medio-high. No crypto native; FX 0,5–3%; risk freeze medio-high
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Monese a real bank?
Monese operates under a EMI licence. It is regulated by FCA. Fund protection: Safeguarding — nessuna garanzia depositi.
Can I send transfers to third-party IBANs with Monese?
Yes, Monese allows outgoing transfers to third-party IBANs, like a traditional bank account.
Does Monese support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does Monese support?
The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.
Can I withdraw crypto on-chain from Monese?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).