Cash App
Cash App
58M+ users; Lightning Network; 0% fee BTC >$2.000; Cash Boost 5-15%. US only; Bitcoin only (no altcoin). US only; Bitcoin only
Data & conditions
| Account fee | — |
|---|---|
| IBAN | condiviso |
| Multi-currency | No |
| Outbound transfers to third-party IBANs | Yes |
| On-chain crypto withdrawal | Yes |
| ATM withdrawal | Free |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | US · 1+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | Money Transmitter + Banking partner (Wells Fargo, Sutton Bank) n/a (US) |
Plans & pricing
Strengths
- 58M+ users; Lightning Network; 0% fee BTC >$2.000; Cash Boost 5-15%.
Weaknesses
- US only; Bitcoin only (no altcoin).
Verdict
58M+ users; Lightning Network; 0% fee BTC >$2.000; Cash Boost 5-15%. US only; Bitcoin only (no altcoin). US only; Bitcoin only
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Cash App a real bank?
Cash App operates under a Money Transmitter + Banking partner (Wells Fargo, Sutton Bank) licence (US). The deposit-protection scheme is not documented for this service; check the official terms.
Can I send transfers to third-party IBANs with Cash App?
Yes, Cash App allows outgoing transfers to third-party IBANs, like a traditional bank account.
Does Cash App support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does Cash App support?
The number of supported fiat currencies is not documented. Multi-currency accounts: not supported.
Can I withdraw crypto on-chain from Cash App?
Yes, Cash App allows on-chain withdrawal of crypto to an external wallet.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).