AISI Bank Card vs AllScale
For spending abroad FX markup matters, and AllScale does better (0% vs 1%). In our editorial rating AllScale leads (4.1 vs 2.0). In short: AISI Bank Card if your usage matches its strength, AllScale otherwise — the numbers above beat any slogan.
| AISI Bank Card | AllScale | |
|---|---|---|
| Tier | D | A |
| Rating | ★ 2.0 | ★ 4.1 |
| Estimated net annual cost | €0 | €0 |
| Account fee | Not disclosed | Free |
| Network | Visa | — |
| ATM withdrawal | not declared | not declared |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| KYC | Full | Light |
| Supported countries | EEA | AFRICA, LATAM · 50+ countries |
| Segment | B2C | B2C |
| IBAN | — | condiviso |
| Multi-currency | — | Yes · 2 currencies |
| Outbound transfers to third-party IBANs | — | No |
| Utility direct billing | — | No |
| SEPA direct debit (SDD) | — | No |
| SEPA transfer | — | Free |
| Interest on balance | — | 0% |
| Regulator | — | HKMA (planned) |
| OAM Italy registration | — | No |
| Regions | EU/EEA | Africa, LATAM |
| Licences & safety | Servizi bancari via partner licenziati (UE) | None (pre-licensing) |
Frequently asked questions
AISI Bank Card vs AllScale: which is better?
For spending abroad FX markup matters, and AllScale does better (0% vs 1%). In our editorial rating AllScale leads (4.1 vs 2.0). In short: AISI Bank Card if your usage matches its strength, AllScale otherwise — the numbers above beat any slogan.
Which is cheaper, AISI Bank Card or AllScale?
On the standard spending profile AISI Bank Card has the lowest net annual cost: €0 versus €0 for AllScale.
Is AISI Bank Card custodial or self-custody?
AISI Bank Card is self-custody: you keep the keys, while AllScale is self-custody.
Which is better for spending abroad?
For foreign-currency spending AllScale wins, with the lowest FX markup: 0%.