How to earn by opening a crypto account

The promos that pay you — in euros or crypto — to open an account, deposit or get referred. Here you don’t find the advertised number (“up to $10,000”): you find the real net value a user in Italy can actually pocket, with the conditions and expiry laid out.

Net figure computed on a reference scenario of €500 deposit/spend. Where shown, “up to €X” is the ceiling reachable with larger amounts.

The top 5 earning bonuses right now

Ranked by real net gain. By opening an account, depositing or via referral.

buddybank — Conto Corrente Genius buddy Deposit bonus

4% gross on balance until 31/12/2026

“4% until 31/12/2026 on up to €50,000” ≈ €62 net · up to €148

For those with no relationship with the bank as of 31/05/2026: open a Genius buddy account by 31/08/2026. The 4% gross applies to average balances up to €50,000 but ONLY until 31/12/2026: opening in July earns ~5 months (net ~€62 on €5,000), not 12. Above the cap and from 2027 the rate drops to 0.001%.

Ends August 31, 2026 to re-check
Verified July 12, 2026 · official source ↗
Banca Mediolanum — SelfyConto Welcome bonus

Account fee free for the first year (12 months)

“Zero fee for 12 months” ≈ €45 net

Account fee free the first year for everyone (under-30 always free). From year 2 €3.75/month, waivable until end-2027 with salary/pension deposit or ≥€500/month spend. No cash bonus: there is a prize contest (Samsung phone) for openings by 04/09/2026. ~€45 fee saving the first year (state stamp duty still due).

Ongoing offer
Verified July 12, 2026 · official source ↗
Wirex Card EEA Referral bonus

~$30 in WXT on your first deposit (via invite)

“up to $60 in WXT” ≈ €25 net · up to €27

Invite code only: ~$30 in WXT for a deposit above $500 (tiers: $10 over $100, $30 over $500, $60 over $1,000). The reward is paid in WXT, an illiquid and volatile token: once converted to euros the real net is lower than the nominal value. EEA residency required (Italy included; Cyprus and Liechtenstein excluded).

Ongoing offer to re-check
Verified July 6, 2026 · official source ↗
Gemini Exchange Referral bonus

€20 in Bitcoin via referral (euro area)

“up to $75 in BTC” ≈ €20 net

In Italy (among the eligible EU/EEA countries in the official terms) the US-advertised “$50-75” does NOT apply: the euro-area reward is €20 in BTC, for both referrer and referee, with a minimum €100 trade within 30 days of account verification. A referral link is required, not a universal code. At €500 of activity the real net is €20 (credited in BTC, then withdrawable).

Ongoing offer to re-check
Verified July 6, 2026 · official source ↗
Revolut Referral bonus

Referral bonus (around €20, varies in-app)

“up to €50” ≈ €20 net · up to €50

Only by joining via an invite link. The amount is NOT fixed: it depends on the active campaign and your country and is the one shown in the app's “Invite friends” section. You must open the account, order the card and usually make a minimum spend within a time window. Without an invite the bonus is €0.

Ongoing offer to re-check
Verified July 6, 2026 · official source ↗
Deblock Referral bonus

Random crypto for each invite (0.1 SOL/ETH/BTC)

“up to 0.1 BTC” ≈ €18 net

For each referred friend you get a random, equally-likely reward among 0.1 SOL, 0.1 ETH and 0.1 BTC: since the three outcomes differ hugely in value, the real expected value is ~€15-20 (dominated by 0.1 SOL; 0.1 BTC is the rare case). Invite-only, after the friend completes KYC and activates the card/account. Reward in volatile crypto.

Ongoing offer to re-check
Verified July 6, 2026 · official source ↗
American Express — Carta PAYBACK Welcome bonus

3,000 PAYBACK welcome points (~€15)

“3,000 PAYBACK points” ≈ €15 net

Welcome bonus of 3,000 PAYBACK points (~€15) once the required spend is reached (about €1,000 in the first months, with a share on the first purchase). Card free if used at least once a year (€10 if unused). Offer details on the official PAYBACK programme site.

Ends September 15, 2026 to re-check
Verified July 12, 2026 · official source ↗
Holyheld Welcome bonus

~15 USDC (~€13) with an invite code after ordering the card

“~€13 in USDC” ≈ €13 net

With an invite code (the referrer's $holytag) entered during onboarding, you get ~15 USDC (~€13) credited after you ORDER the card (one-off cost from €29). Note: this bonus is not in the official legal T&C (which only cover the recurring 0.5%/1% cashback), it is documented in the FAQ and third-party sources: worth it only if you actually use the card.

Ongoing offer to re-check
Verified July 6, 2026 · official source ↗
Coinbase Exchange Welcome bonus

~$10 in Bitcoin on your first buy ≥$50

“random BTC $10-$2,000” ≈ €9 net

On the first single purchase of at least $50 in crypto, Coinbase credits a random BTC reward: 99% of users get $10-$100 (realistically ~$10, ~€9). Real, withdrawable BTC. USDC, credit-card purchases and Coinbase Advanced are excluded. Availability is country-dependent and while-supplies-last.

Ongoing offer to re-check
Verified July 6, 2026 · official source ↗
SwissBorg Card Referral bonus

Random Bitcoin reward ticket via invite

“€1 to €100 in BTC” ≈ €5 net

Random-value BTC reward ticket (range €1-€100): the real expected value is low, typically a few euros, NOT €100 (the rare maximum). Requirement: join via invite, download the SwissBorg app, complete level-1 KYC, deposit and exchange at least €100. Reward in BTC, liquid. This is the SwissBorg app referral (same account as the card).

Ongoing offer to re-check
Verified July 6, 2026 · official source ↗
Foundation Passport Referral bonus

Free gift with code ZVXMBWXI

“Free gift” with a Passport Prime purchase ≈ €0 net

Free gift for anyone purchasing a Passport Prime using coupon code ZVXMBWXI or promp.it's referral link (foundation.xyz/?ref=PROMPIT). Foundation does not state the gift's value, so we prudently count it as €0 in rankings. Code provided to promp.it by the Ambassador program (GoAffPro network) on 23/7/2026.

Ongoing offer to re-check
Verified July 23, 2026 · official source ↗

Boosted cashback (time-limited)

Not an opening bonus: it’s higher cashback for an initial period. You earn by spending, not just by opening.

Bybit Card EEA Boosted cashback

10% cashback the first month (max €110) + €20 gift

“up to €120 in card bonuses” ≈ €50 net · up to €110

EEA residents only (Malta excluded) with a card approved on/after 9 Apr 2026, on the regulated bybit.eu platform with code BONUSEU. First 30 days: 10% cashback boost on all spending regardless of tier, capped at €110 (need ~€1,100 spend to max it), then it reverts to base cashback. Plus 100% on selected subscriptions (Netflix/Spotify) up to €50 and a €20 regional gift. On €500 of spending, 10% ≈ €50 real.

Ongoing offer to re-check
Verified July 6, 2026 · official source ↗
Gate Card Boosted cashback

Double cashback (2%) the first month + $20 USDT referral

“2X cashback” ≈ €10 net · up to €30

EEA residents only (not all). In the first 30 days after card activation cashback is doubled: 1% base + 1% extra = 2% total, credited in USDT after each transaction, with the extra subject to a cap. Via referral the new user gets up to $20 USDT. On €500 at 2% ≈ €10, plus a possible $20 from the invite. Virtual card only.

Ongoing offer to re-check
Verified July 6, 2026 · official source ↗

⚠ These bonuses you can’t claim in Italy

Huge numbers circulating online but, after MiCA came into force (1 July 2026), worth zero for an Italian user.

  • Binance «$100» €0

    Left the EU/Italy on 1 July 2026 (MiCA application withdrawn): new sign-ups and bonuses unavailable.

  • KuCoin «$11.000» €0

    New EU sign-ups blocked by the regulator: a new Italian user cannot claim the bonus.

  • HTX «$1.500» €0

    No CASP/MiCA licence: cannot legally serve Italian users.

How we verify

Each bonus shows its official source and verification date. We rank by the net you can actually claim, not by the advertised number. Expired promos are hidden automatically. Some entries are flagged “to re-check” when the official source isn’t fully confirmed: we never publish made-up figures. The CTA uses our affiliate link only where indicated, at no extra cost to you; this does not affect the ranking.

Know an active bonus we’re missing? Let us know.