Ranked by real net gain. By opening an account, depositing or via referral.
1
buddybank — Conto Corrente Genius buddy
Deposit bonus
4% gross on balance until 31/12/2026
“4% until 31/12/2026 on up to €50,000”
≈ €62 net · up to €148
For those with no relationship with the bank as of 31/05/2026: open a Genius buddy account by 31/08/2026. The 4% gross applies to average balances up to €50,000 but ONLY until 31/12/2026: opening in July earns ~5 months (net ~€62 on €5,000), not 12. Above the cap and from 2027 the rate drops to 0.001%.
Ends August 31, 2026
to re-check
Verified July 12, 2026 · official source ↗
2
Mediobanca Premier — Conto Premier
Welcome bonus
Account fee free for the first 6 months
“6 months fee-free”
≈ €60 net
By requesting and completing Conto Premier activation by 31/12/2026: fee-free for the first 6 months (activation always free). Standard fee €10/month, discountable/waivable until end-2026 per info sheets. ~€60 saving over the first 6 months.
Ends December 31, 2026
Verified July 12, 2026 · official source ↗
3
Banca Mediolanum — SelfyConto
Welcome bonus
Account fee free for the first year (12 months)
“Zero fee for 12 months”
≈ €45 net
Account fee free the first year for everyone (under-30 always free). From year 2 €3.75/month, waivable until end-2027 with salary/pension deposit or ≥€500/month spend. No cash bonus: there is a prize contest (Samsung phone) for openings by 04/09/2026. ~€45 fee saving the first year (state stamp duty still due).
Ongoing offer
Verified July 12, 2026 · official source ↗
4
Wirex Card EEA
Referral bonus
~$30 in WXT on your first deposit (via invite)
“up to $60 in WXT”
≈ €25 net · up to €27
Invite code only: ~$30 in WXT for a deposit above $500 (tiers: $10 over $100, $30 over $500, $60 over $1,000). The reward is paid in WXT, an illiquid and volatile token: once converted to euros the real net is lower than the nominal value. EEA residency required (Italy included; Cyprus and Liechtenstein excluded).
Ongoing offer
to re-check
Verified July 6, 2026 · official source ↗
5
Gemini Exchange
Referral bonus
€20 in Bitcoin via referral (euro area)
“up to $75 in BTC”
≈ €20 net
In Italy (among the eligible EU/EEA countries in the official terms) the US-advertised “$50-75” does NOT apply: the euro-area reward is €20 in BTC, for both referrer and referee, with a minimum €100 trade within 30 days of account verification. A referral link is required, not a universal code. At €500 of activity the real net is €20 (credited in BTC, then withdrawable).
Ongoing offer
to re-check
Verified July 6, 2026 · official source ↗
6
Revolut
Referral bonus
Referral bonus (around €20, varies in-app)
“up to €50”
≈ €20 net · up to €50
Only by joining via an invite link. The amount is NOT fixed: it depends on the active campaign and your country and is the one shown in the app's “Invite friends” section. You must open the account, order the card and usually make a minimum spend within a time window. Without an invite the bonus is €0.
Ongoing offer
to re-check
Verified July 6, 2026 · official source ↗
7
Deblock
Referral bonus
Random crypto for each invite (0.1 SOL/ETH/BTC)
“up to 0.1 BTC”
≈ €18 net
For each referred friend you get a random, equally-likely reward among 0.1 SOL, 0.1 ETH and 0.1 BTC: since the three outcomes differ hugely in value, the real expected value is ~€15-20 (dominated by 0.1 SOL; 0.1 BTC is the rare case). Invite-only, after the friend completes KYC and activates the card/account. Reward in volatile crypto.
Ongoing offer
to re-check
Verified July 6, 2026 · official source ↗
8
American Express — Carta PAYBACK
Welcome bonus
3,000 PAYBACK welcome points (~€15)
“3,000 PAYBACK points”
≈ €15 net
Welcome bonus of 3,000 PAYBACK points (~€15) once the required spend is reached (about €1,000 in the first months, with a share on the first purchase). Card free if used at least once a year (€10 if unused). Offer details on the official PAYBACK programme site.
Ends September 15, 2026
to re-check
Verified July 12, 2026 · official source ↗
9
Holyheld
Welcome bonus
~15 USDC (~€13) with an invite code after ordering the card
“~€13 in USDC”
≈ €13 net
With an invite code (the referrer's $holytag) entered during onboarding, you get ~15 USDC (~€13) credited after you ORDER the card (one-off cost from €29). Note: this bonus is not in the official legal T&C (which only cover the recurring 0.5%/1% cashback), it is documented in the FAQ and third-party sources: worth it only if you actually use the card.
Ongoing offer
to re-check
Verified July 6, 2026 · official source ↗
10
Coinbase Exchange
Welcome bonus
~$10 in Bitcoin on your first buy ≥$50
“random BTC $10-$2,000”
≈ €9 net
On the first single purchase of at least $50 in crypto, Coinbase credits a random BTC reward: 99% of users get $10-$100 (realistically ~$10, ~€9). Real, withdrawable BTC. USDC, credit-card purchases and Coinbase Advanced are excluded. Availability is country-dependent and while-supplies-last.
Ongoing offer
to re-check
Verified July 6, 2026 · official source ↗
11
Tangem
Discount code
10% off with code PROMPIT
“10% discount”
≈ €6 net
10% off the wallet price entering code PROMPIT at checkout on the official Tangem site (about €6 on a ~€60 Tangem Wallet). Code provided to promp.it directly by the Tangem team on 22/7/2026; no expiry communicated.
Ongoing offer
to re-check
Verified July 22, 2026 · official source ↗
12
SwissBorg Card
Referral bonus
Random Bitcoin reward ticket via invite
“€1 to €100 in BTC”
≈ €5 net
Random-value BTC reward ticket (range €1-€100): the real expected value is low, typically a few euros, NOT €100 (the rare maximum). Requirement: join via invite, download the SwissBorg app, complete level-1 KYC, deposit and exchange at least €100. Reward in BTC, liquid. This is the SwissBorg app referral (same account as the card).
Ongoing offer
to re-check
Verified July 6, 2026 · official source ↗
13
Foundation Passport
Referral bonus
Free gift with code ZVXMBWXI
“Free gift” with a Passport Prime purchase
≈ €0 net
Free gift for anyone purchasing a Passport Prime using coupon code ZVXMBWXI or promp.it's referral link (foundation.xyz/?ref=PROMPIT). Foundation does not state the gift's value, so we prudently count it as €0 in rankings. Code provided to promp.it by the Ambassador program (GoAffPro network) on 23/7/2026.
Ongoing offer
to re-check
Verified July 23, 2026 · official source ↗