Coinbase Card vs Gemini Credit Card
On the standard spending profile, Coinbase Card has the lowest net annual cost (€0). Coinbase Card offers the highest cashback (4%). Pick Coinbase Card if you prioritise simplicity and exchange integration; consider Gemini Credit Card if you prefer a mature custodial ecosystem.
| Coinbase Card | Gemini Credit Card | |
|---|---|---|
| Tier | S | A |
| Rating | ★ 4.3 | ★ 4.4 |
| FX markup | 2.49% | 0% |
| Cashback | 4% | 4% |
| Annual fee | Free | Free |
| Estimated net annual cost | €0 | €0 |
| Custodial | Custodial | Custodial |
| Network | Visa | Mastercard World Elite |
| Regions | US, UK, EU/EEA | US |
| Licences & safety | MiCA CASP | NYDFS |
Frequently asked questions
Coinbase Card vs Gemini Credit Card: which is better?
On the standard spending profile, Coinbase Card has the lowest net annual cost (€0). Coinbase Card offers the highest cashback (4%). Pick Coinbase Card if you prioritise simplicity and exchange integration; consider Gemini Credit Card if you prefer a mature custodial ecosystem.
Which is cheaper, Coinbase Card or Gemini Credit Card?
On the standard spending profile Coinbase Card has the lowest net annual cost: €0 versus €0 for Gemini Credit Card.
Which offers more cashback, Coinbase Card or Gemini Credit Card?
Coinbase Card has the highest cashback: up to 4%. Note the top rate often requires token staking and is subject to spending caps.
Is Coinbase Card custodial or self-custody?
Coinbase Card is custodial: funds are held by the platform, while Gemini Credit Card is custodial.
Which is better for spending abroad?
For foreign-currency spending Gemini Credit Card wins, with the lowest FX markup: 0%.