Crédit Agricole Italia — Conto Online vs Banca Ifis — Rendimax Conto Corrente
In short: Crédit Agricole Italia — Conto Online if your usage matches its strength, Banca Ifis — Rendimax Conto Corrente otherwise — the numbers above beat any slogan.
| Crédit Agricole Italia — Conto Online | Banca Ifis — Rendimax Conto Corrente | |
|---|---|---|
| Tier | B | B |
| Rating | ★ 3.7 | ★ 3.8 |
| Account fee | €2 | Free |
| IBAN | dedicato · IT · IT | dedicato · IT · IT |
| Deposit guarantee | EU guarantee €100,000 | EU guarantee €100,000 |
| Multi-currency | No (single currency) | No (single currency) |
| Outbound transfers to third-party IBANs | Yes | Yes |
| Utility direct billing | Yes | Yes |
| SEPA direct debit (SDD) | Yes | Yes |
| On-chain crypto withdrawal | No | No |
| SEPA transfer | Free | Free |
| Card included | Carta International Debit Visa gratis 24 mesi (poi €24/anno); carta nazionale BANCOMAT sempre gratis | Carta di debito Rendimax (Mastercard) inclusa, canone €0 |
| Interest on balance | 0% | 0.2% |
| Network | Visa (+ BANCOMAT) | Mastercard |
| ATM withdrawal | Free | Free |
| Free ATM limit | Crédit Agricole group ATMs in Italy and France €0; other banks in Italy €2.10; outside euro area €3.10 + conversion | First 5 withdrawals of the month free (Italy and EU), from the 6th €2; no own branches, Mastercard card on other banks' ATMs |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Full | Full |
| Supported countries | EEA · 1+ countries | EEA · 1+ countries |
| Regulator | Banca d'Italia · BCE (MVU) | Banca d'Italia |
| Segment | B2C | B2C |
| Regions | EU/EEA | EU/EEA |
| Licences & safety | Licenza bancaria (Albo Banche n. 5435) | Licenza bancaria (Albo Banche n. 5508 · ABI 03205) |
Frequently asked questions
Crédit Agricole Italia — Conto Online vs Banca Ifis — Rendimax Conto Corrente: which is better?
In short: Crédit Agricole Italia — Conto Online if your usage matches its strength, Banca Ifis — Rendimax Conto Corrente otherwise — the numbers above beat any slogan.
Is Crédit Agricole Italia — Conto Online custodial or self-custody?
Crédit Agricole Italia — Conto Online is custodial: funds are held by the platform, while Banca Ifis — Rendimax Conto Corrente is custodial.