DeCard vs Kraken Krak Card

On cashback DeCard wins (up to 10%, but the full rate requires Nessuno). In our editorial rating Kraken Krak Card leads (4.9 vs 3.0). In short: DeCard if your usage matches its strength, Kraken Krak Card otherwise — the numbers above beat any slogan.

DeCard Kraken Krak Card
Tier B S
Rating ★ 3.0 ★ 4.9
Estimated net annual cost €0 €0
Network Visa Mastercard
Fund custody Custodial (platform holds funds) Custodial (platform holds funds)
Issuance fee €10 Free
Annual fee Free Free
Free ATM limit 1% of withdrawal or US$5 (whichever is greater) + ATM operator fees €1.000/giorno · €10.000/mese
ATM withdrawal 1% Free
FX markup 0% 0%
Cashback 10% · Nessuno 2% in USD o crypto scelto · Nessuno
Contactless Yes Yes
Virtual card Yes Yes
KYC Full Full
Privacy 3/10 5/10
Supported countries APAC EEA, UK · 30+ countries
Regulator MAS (Singapore) Central Bank of Ireland; FCA; Bank of Lithuania
Segment B2C B2C
Regions APAC EU/EEA, UK
Licences & safety MAS-regulated card issuer (DCS Card Centre), Settlement via MAS-licensed DPT service providers MiCAR (CASP); EMI; MiFID; FCA registration
DeCard 3.0/5 · Tier B
Numbers Open ↗
Kraken Krak Card 4.9/5 · Tier S
Numbers Open ↗

Frequently asked questions

DeCard vs Kraken Krak Card: which is better?

On cashback DeCard wins (up to 10%, but the full rate requires Nessuno). In our editorial rating Kraken Krak Card leads (4.9 vs 3.0). In short: DeCard if your usage matches its strength, Kraken Krak Card otherwise — the numbers above beat any slogan.

Which is cheaper, DeCard or Kraken Krak Card?

On the standard spending profile DeCard has the lowest net annual cost: €0 versus €0 for Kraken Krak Card.

Which offers more cashback, DeCard or Kraken Krak Card?

DeCard has the highest cashback: up to 10%. Note the top rate often requires token staking and is subject to spending caps.

Is DeCard custodial or self-custody?

DeCard is custodial: funds are held by the platform, while Kraken Krak Card is custodial.