Fuse Card vs Ready Card (Argent)
On cashback Ready Card (Argent) wins (up to 3%, but the full rate requires Nessuno). Neither wins across the board: weigh the points above against your use case before choosing between Fuse Card and Ready Card (Argent).
| Fuse Card | Ready Card (Argent) | |
|---|---|---|
| Tier | B | A |
| Rating | ★ 4.0 | ★ 4.2 |
| Estimated net annual cost | €0 | €0 |
| Network | Visa | Mastercard |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| Free ATM limit | Non utilizzabile agli ATM | Lite: $200/mese; Metal: $800/mese (poi 2%) |
| ATM withdrawal | Free | 2% |
| FX markup | 0% | 0% |
| Cashback | Not disclosed | 3% in STRK · Nessuno |
| Chains | Solana | — |
| On-chain settlement | Yes | Yes |
| Contactless | No | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 5/10 | 7/10 |
| Supported countries | US, LATAM, AFRICA · 18+ countries | EEA, UK · 31+ countries |
| Funding / solidity | Fuse è uno smart wallet self-custody su Solana costruito da Squads Labs Inc. (Squads Protocol). La Fuse Card è emessa da Lead Bank con Bridge Ventures, LLC come Program Manager; Squads Labs è il Platform Provider. | — |
| Regulator | Visa U.S.A. Inc. (licenza); Lead Bank (banca emittente, USA) | UK FCA (partner Kulipa) |
| Segment | B2C | B2C |
| Regions | US, LATAM, Africa | EU/EEA, UK |
| Licences & safety | Nessuna licenza propria: carta Visa prepagata emessa da Lead Bank (USA) con Bridge come Program Manager | EMI (partner Kulipa) |
Frequently asked questions
Fuse Card vs Ready Card (Argent): which is better?
On cashback Ready Card (Argent) wins (up to 3%, but the full rate requires Nessuno). Neither wins across the board: weigh the points above against your use case before choosing between Fuse Card and Ready Card (Argent).
Which is cheaper, Fuse Card or Ready Card (Argent)?
On the standard spending profile Fuse Card has the lowest net annual cost: €0 versus €0 for Ready Card (Argent).
Which offers more cashback, Fuse Card or Ready Card (Argent)?
Ready Card (Argent) has the highest cashback: up to 3%. Note the top rate often requires token staking and is subject to spending caps.
Is Fuse Card custodial or self-custody?
Fuse Card is self-custody: you keep the keys, while Ready Card (Argent) is self-custody.