Machines Card vs Ready Card (Argent)
On cashback Ready Card (Argent) wins (up to 3%, but the full rate requires Nessuno). In our editorial rating Ready Card (Argent) leads (4.2 vs 2.0). In short: Machines Card if your usage matches its strength, Ready Card (Argent) otherwise — the numbers above beat any slogan.
| Machines Card | Ready Card (Argent) | |
|---|---|---|
| Tier | C | A |
| Rating | ★ 2.0 | ★ 4.2 |
| Estimated net annual cost | €0 | €0 |
| Network | Visa/Mastercard | Mastercard |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| ATM withdrawal | not declared | 2% |
| FX markup | 0% | 0% |
| Cashback | Not disclosed | 3% in STRK · Nessuno |
| Chains | Bitcoin, Ethereum, Solana, Tron, Monero, Zcash | — |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 6/10 | 7/10 |
| Supported countries | US | EEA, UK · 31+ countries |
| Segment | B2C | B2C |
| Free ATM limit | — | Lite: $200/mese; Metal: $800/mese (poi 2%) |
| On-chain settlement | — | Yes |
| Regulator | — | UK FCA (partner Kulipa) |
| Regions | US | EU/EEA, UK |
| Licences & safety | EMI (partner Kulipa) |
Frequently asked questions
Machines Card vs Ready Card (Argent): which is better?
On cashback Ready Card (Argent) wins (up to 3%, but the full rate requires Nessuno). In our editorial rating Ready Card (Argent) leads (4.2 vs 2.0). In short: Machines Card if your usage matches its strength, Ready Card (Argent) otherwise — the numbers above beat any slogan.
Which is cheaper, Machines Card or Ready Card (Argent)?
On the standard spending profile Machines Card has the lowest net annual cost: €0 versus €0 for Ready Card (Argent).
Which offers more cashback, Machines Card or Ready Card (Argent)?
Ready Card (Argent) has the highest cashback: up to 3%. Note the top rate often requires token staking and is subject to spending caps.
Is Machines Card custodial or self-custody?
Machines Card is self-custody: you keep the keys, while Ready Card (Argent) is self-custody.