MaxSwap Card vs Bybit Card EEA
On cashback Bybit Card EEA wins (up to 1%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Bybit Card EEA does better (0.5% vs 1%). In our editorial rating Bybit Card EEA leads (4.3 vs 2.0). Neither wins across the board: weigh the points above against your use case before choosing between MaxSwap Card and Bybit Card EEA.
| MaxSwap Card | Bybit Card EEA | |
|---|---|---|
| Tier | C | A |
| Rating | ★ 2.0 | ★ 4.3 |
| Estimated net annual cost | €0 | €0 |
| Network | Mastercard | Mastercard |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| Issuance fee | €25 | €5 |
| Annual fee | Free | Free |
| Free ATM limit | Nessun prelievo ATM supportato | €100/mese senza commissioni, poi 2% |
| ATM withdrawal | not declared | 2% |
| FX markup | 1% | 0.5% |
| Cashback | Not disclosed | 1% in USDT · Nessuno |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | No KYC | Full |
| Privacy | 4/10 | 2/10 |
| Supported countries | US, UK, EEA, LATAM, APAC, MENA, AFRICA | EEA · 29+ countries |
| Segment | B2C | B2C |
| On-chain settlement | — | No |
| Regulator | — | Austria FMA; Dubai VARA; UAE SCA |
| OAM Italy registration | — | No |
| Past incidents | — | February 2025: ~$1.5B breach (the largest crypto theft in history), attributed to the Lazarus Group; Bybit made customer funds whole. |
| Regions | US, UK, EU/EEA, LATAM, APAC, MENA, Africa | EU/EEA |
| Licences & safety | MiCAR (CASP); VARA VASP; SCA Virtual Asset Platform Operator |
Frequently asked questions
MaxSwap Card vs Bybit Card EEA: which is better?
On cashback Bybit Card EEA wins (up to 1%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Bybit Card EEA does better (0.5% vs 1%). In our editorial rating Bybit Card EEA leads (4.3 vs 2.0). Neither wins across the board: weigh the points above against your use case before choosing between MaxSwap Card and Bybit Card EEA.
Which is cheaper, MaxSwap Card or Bybit Card EEA?
On the standard spending profile MaxSwap Card has the lowest net annual cost: €0 versus €0 for Bybit Card EEA.
Which offers more cashback, MaxSwap Card or Bybit Card EEA?
Bybit Card EEA has the highest cashback: up to 1%. Note the top rate often requires token staking and is subject to spending caps.
Is MaxSwap Card custodial or self-custody?
MaxSwap Card is custodial: funds are held by the platform, while Bybit Card EEA is custodial.
Which is better for spending abroad?
For foreign-currency spending Bybit Card EEA wins, with the lowest FX markup: 0.5%.