MetaMask vs Electrum

On coverage MetaMask is broader (100 chains vs 1). Electrum is Bitcoin-only (minimal attack surface), MetaMask is multi-asset. On code, Electrum is fully open-source and auditable, the other is not: if sovereignty matters to you, that weighs a lot. The right wallet is the one you will actually use: assess your flow first (holding vs frequent use), then the spec sheet.

MetaMask Electrum
Tier S A
Rating ★ 4.6 ★ 4.4
Fund custody Self-custody (funds in your control) Self-custody (funds in your control)
Type Software (hot wallet) Software (hot wallet)
Source code Partly open-source Open-source
Recovery Seed phrase 12 parole (BIP-39) Seed phrase (Electrum seed / BIP-39)
Bitcoin-only No Yes
Supported chains Ethereum, Polygon, Arbitrum, Optimism, Base, BNB Chain, Avalanche, Linea Bitcoin
Built-in swap Yes
Built-in staking Yes
dApp browser Yes
WalletConnect Yes No
Hardware wallet support Yes Yes
Built-in fiat on-ramp Yes
Security audits Cure53, Least Authority
Segment B2C B2C
Regions US, EU/EEA, UK, APAC, LATAM, MENA, Africa US, EU/EEA, UK, APAC, LATAM, MENA, Africa
Licences & safety Nessuna (wallet self-custody non-custodial) Nessuna (wallet self-custody non-custodial)
MetaMask 4.6/5 · Tier S
Electrum 4.4/5 · Tier A

Frequently asked questions

MetaMask vs Electrum: which is better?

On coverage MetaMask is broader (100 chains vs 1). Electrum is Bitcoin-only (minimal attack surface), MetaMask is multi-asset. On code, Electrum is fully open-source and auditable, the other is not: if sovereignty matters to you, that weighs a lot. The right wallet is the one you will actually use: assess your flow first (holding vs frequent use), then the spec sheet.

Is MetaMask custodial or self-custody?

MetaMask is self-custody: you keep the keys, while Electrum is self-custody.