Morse Card vs Gnosis Pay
On cashback Gnosis Pay wins (up to 5%, but the full rate requires Richiesto staking/holding del token). In our editorial rating Gnosis Pay leads (4.2 vs 3.5). In short: Morse Card if your usage matches its strength, Gnosis Pay otherwise — the numbers above beat any slogan.
| Morse Card | Gnosis Pay | |
|---|---|---|
| Tier | B | B |
| Rating | ★ 3.5 | ★ 4.2 |
| Estimated net annual cost | €0 | €0 |
| Network | Visa | Visa |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| Issuance fee | Free | €30 |
| Annual fee | Free | Free |
| ATM withdrawal | not declared | Free |
| FX markup | 0% | 0% |
| Cashback | Not disclosed | 5% in GNO · Richiesto staking/holding del token |
| Chains | Solana | Gnosis Chain |
| On-chain settlement | Yes | Yes |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 7/10 | 6/10 |
| Supported countries | US, EEA, UK, LATAM · 150+ countries | EEA, UK, LATAM · 35+ countries |
| Funding / solidity | Morse (ex Sling Money) è una fintech crypto privata di stablecoin payments con sede negli USA, costruita su rail Solana e integrazione Bridge. L'app offre wallet self-custody, trasferimenti P2P in oltre 150 paesi e 40+ valute, e una carta Visa virtuale. | $100B+ in asset gestiti su Safe · zero incidenti di sicurezza |
| Regulator | FinCEN (US), AFM (NL), FCA (UK) | UK FCA; Bank of Lithuania |
| Segment | B2C | B2C |
| Free ATM limit | — | No ATM available |
| Regions | US, EU/EEA, UK, LATAM | EU/EEA, UK, LATAM |
| Licences & safety | FinCEN MSB (NMLS ID #2639252), MiCA CASP via AFM Netherlands (#41000005), UK FCA registration | MiCA |
Frequently asked questions
Morse Card vs Gnosis Pay: which is better?
On cashback Gnosis Pay wins (up to 5%, but the full rate requires Richiesto staking/holding del token). In our editorial rating Gnosis Pay leads (4.2 vs 3.5). In short: Morse Card if your usage matches its strength, Gnosis Pay otherwise — the numbers above beat any slogan.
Which is cheaper, Morse Card or Gnosis Pay?
On the standard spending profile Morse Card has the lowest net annual cost: €0 versus €0 for Gnosis Pay.
Which offers more cashback, Morse Card or Gnosis Pay?
Gnosis Pay has the highest cashback: up to 5%. Note the top rate often requires token staking and is subject to spending caps.
Is Morse Card custodial or self-custody?
Morse Card is self-custody: you keep the keys, while Gnosis Pay is self-custody.