Osmosis Pay vs Fuse Card
For spending abroad FX markup matters, and Fuse Card does better (0% vs 1%). In our editorial rating Fuse Card leads (4.0 vs 3.0). Neither wins across the board: weigh the points above against your use case before choosing between Osmosis Pay and Fuse Card.
| Osmosis Pay | Fuse Card | |
|---|---|---|
| Tier | C | B |
| Rating | ★ 3.0 | ★ 4.0 |
| Estimated net annual cost | €0 | €0 |
| Network | Visa | Visa |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| Issuance fee | €50 | Free |
| Annual fee | Free | Free |
| Free ATM limit | 500 USD per prelievo (Premium fino a 2.000 USD/giorno) | Non utilizzabile agli ATM |
| ATM withdrawal | not declared | Free |
| FX markup | 1% | 0% |
| Cashback | Not disclosed | Not disclosed |
| Chains | Osmosis, Cosmos | Solana |
| On-chain settlement | No | Yes |
| Contactless | Yes | No |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 3/10 | 5/10 |
| Supported countries | EEA, UK, APAC, LATAM, MENA, AFRICA · 198+ countries | US, LATAM, AFRICA · 18+ countries |
| Funding / solidity | Osmosis Pay è la carta dell'ecosistema Osmosis (DEX/AMM su Cosmos), powered by Cypher ed emessa da Reap Technologies Limited, società privata con sede a Hong Kong. La carta è disponibile in circa 198 paesi (Italia inclusa); le nuove iscrizioni dagli USA non sono supportate. | Fuse è uno smart wallet self-custody su Solana costruito da Squads Labs Inc. (Squads Protocol). La Fuse Card è emessa da Lead Bank con Bridge Ventures, LLC come Program Manager; Squads Labs è il Platform Provider. |
| Regulator | Customs and Excise Department (Hong Kong) | Visa U.S.A. Inc. (licenza); Lead Bank (banca emittente, USA) |
| OAM Italy registration | No | — |
| Segment | B2C | B2C |
| Regions | EU/EEA, UK, APAC, LATAM, MENA, Africa | US, LATAM, Africa |
| Licences & safety | Nessuna licenza propria: carta Visa prepagata emessa da Lead Bank (USA) con Bridge come Program Manager |
Frequently asked questions
Osmosis Pay vs Fuse Card: which is better?
For spending abroad FX markup matters, and Fuse Card does better (0% vs 1%). In our editorial rating Fuse Card leads (4.0 vs 3.0). Neither wins across the board: weigh the points above against your use case before choosing between Osmosis Pay and Fuse Card.
Which is cheaper, Osmosis Pay or Fuse Card?
On the standard spending profile Osmosis Pay has the lowest net annual cost: €0 versus €0 for Fuse Card.
Is Osmosis Pay custodial or self-custody?
Osmosis Pay is self-custody: you keep the keys, while Fuse Card is self-custody.
Which is better for spending abroad?
For foreign-currency spending Fuse Card wins, with the lowest FX markup: 0%.