Osmosis Pay vs MetaMask Card
On cashback MetaMask Card wins (up to 3%, but the full rate requires Nessuno); for spending abroad FX markup matters, and MetaMask Card does better (0% vs 1%). In our editorial rating MetaMask Card leads (5.0 vs 3.0). In short: Osmosis Pay if your usage matches its strength, MetaMask Card otherwise — the numbers above beat any slogan.
| Osmosis Pay | MetaMask Card | |
|---|---|---|
| Tier | C | S |
| Rating | ★ 3.0 | ★ 5.0 |
| Estimated net annual cost | €0 | €0 |
| Network | Visa | Mastercard |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| Issuance fee | €50 | Free |
| Annual fee | Free | Free |
| Free ATM limit | 500 USD per prelievo (Premium fino a 2.000 USD/giorno) | $1,000/day |
| ATM withdrawal | not declared | 2% |
| FX markup | 1% | 0% |
| Cashback | Not disclosed | 3% in mUSD · Nessuno |
| Chains | Osmosis, Cosmos | Linea, Base, Solana |
| On-chain settlement | No | Yes |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 3/10 | 8/10 |
| Supported countries | EEA, UK, APAC, LATAM, MENA, AFRICA · 198+ countries | UK, EEA, LATAM · 30+ countries |
| Funding / solidity | Osmosis Pay è la carta dell'ecosistema Osmosis (DEX/AMM su Cosmos), powered by Cypher ed emessa da Reap Technologies Limited, società privata con sede a Hong Kong. La carta è disponibile in circa 198 paesi (Italia inclusa); le nuove iscrizioni dagli USA non sono supportate. | 30M+ wallet attivi · valutazione pre-IPO $10B+ |
| Regulator | Customs and Excise Department (Hong Kong) | Financial Conduct Authority (FCA) — UK |
| OAM Italy registration | No | No |
| Segment | B2C | B2C |
| Regions | EU/EEA, UK, APAC, LATAM, MENA, Africa | UK, EU/EEA, LATAM |
| Licences & safety |
Frequently asked questions
Osmosis Pay vs MetaMask Card: which is better?
On cashback MetaMask Card wins (up to 3%, but the full rate requires Nessuno); for spending abroad FX markup matters, and MetaMask Card does better (0% vs 1%). In our editorial rating MetaMask Card leads (5.0 vs 3.0). In short: Osmosis Pay if your usage matches its strength, MetaMask Card otherwise — the numbers above beat any slogan.
Which is cheaper, Osmosis Pay or MetaMask Card?
On the standard spending profile Osmosis Pay has the lowest net annual cost: €0 versus €0 for MetaMask Card.
Which offers more cashback, Osmosis Pay or MetaMask Card?
MetaMask Card has the highest cashback: up to 3%. Note the top rate often requires token staking and is subject to spending caps.
Is Osmosis Pay custodial or self-custody?
Osmosis Pay is self-custody: you keep the keys, while MetaMask Card is self-custody.
Which is better for spending abroad?
For foreign-currency spending MetaMask Card wins, with the lowest FX markup: 0%.