Rizon Card vs AllScale
On cashback Rizon Card wins (up to 2%, but the full rate requires Nessuno); for spending abroad FX markup matters, and AllScale does better (0% vs 1.7%). In our editorial rating AllScale leads (4.1 vs 3.0). In short: Rizon Card if your usage matches its strength, AllScale otherwise — the numbers above beat any slogan.
| Rizon Card | AllScale | |
|---|---|---|
| Tier | B | A |
| Rating | ★ 3.0 | ★ 4.1 |
| Estimated net annual cost | €0 | €0 |
| Account fee | Free | Free |
| Multi-currency | USDC, USDT, USD | Yes · 2 currencies |
| Network | Visa | — |
| ATM withdrawal | Free | not declared |
| Free ATM limit | 250 USD | — |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| KYC | Full | Light |
| Supported countries | US, LATAM · 147+ countries | AFRICA, LATAM · 50+ countries |
| Regulator | Rain (Signify Holdings Inc. / Nimbus LLC), Visa Principal Member con licenze di money transmitter negli USA | HKMA (planned) |
| Segment | B2C | B2C |
| IBAN | — | condiviso |
| Outbound transfers to third-party IBANs | — | No |
| Utility direct billing | — | No |
| SEPA direct debit (SDD) | — | No |
| SEPA transfer | — | Free |
| Interest on balance | — | 0% |
| OAM Italy registration | — | No |
| Regions | US, LATAM | Africa, LATAM |
| Licences & safety | Emissione carta tramite Rain (Signify Holdings Inc. / Nimbus LLC), prestatore di servizi finanziari licenziato | None (pre-licensing) |
Frequently asked questions
Rizon Card vs AllScale: which is better?
On cashback Rizon Card wins (up to 2%, but the full rate requires Nessuno); for spending abroad FX markup matters, and AllScale does better (0% vs 1.7%). In our editorial rating AllScale leads (4.1 vs 3.0). In short: Rizon Card if your usage matches its strength, AllScale otherwise — the numbers above beat any slogan.
Which is cheaper, Rizon Card or AllScale?
On the standard spending profile Rizon Card has the lowest net annual cost: €0 versus €0 for AllScale.
Which offers more cashback, Rizon Card or AllScale?
Rizon Card has the highest cashback: up to 2%. Note the top rate often requires token staking and is subject to spending caps.
Is Rizon Card custodial or self-custody?
Rizon Card is self-custody: you keep the keys, while AllScale is self-custody.
Which is better for spending abroad?
For foreign-currency spending AllScale wins, with the lowest FX markup: 0%.