The Bitcoin Company Card vs Cypher Card
On cashback The Bitcoin Company Card wins (up to 25%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Cypher Card does better (1.75% vs 2.5%). In our editorial rating The Bitcoin Company Card leads (4.0 vs 2.0). The choice depends on your real spending profile: redo the math with your volumes before picking between The Bitcoin Company Card and Cypher Card.
| The Bitcoin Company Card | Cypher Card | |
|---|---|---|
| Tier | B | D |
| Rating | ★ 4.0 | ★ 2.0 |
| Estimated net annual cost | €0 | €0 |
| Network | Visa/Mastercard | Visa |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| ATM withdrawal | not declared | 3% |
| FX markup | 2.5% | 1.75% |
| Cashback | 25% in BTC · Nessuno | 5% in CYPR + USD · Nessuno |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Light | Full |
| Privacy | 9/10 | 7/10 |
| Supported countries | US, LATAM | US, EEA, APAC, LATAM, MENA, AFRICA · 160+ countries |
| Segment | B2C | B2C |
| Free ATM limit | — | Not disclosed |
| Chains | — | Multiple - 15+ blockchain |
| Regulator | — | Not disclosed |
| OAM Italy registration | — | No |
| Regions | US, LATAM | US, EU/EEA, APAC, LATAM, MENA, Africa |
| Licences & safety | N/A |
Frequently asked questions
The Bitcoin Company Card vs Cypher Card: which is better?
On cashback The Bitcoin Company Card wins (up to 25%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Cypher Card does better (1.75% vs 2.5%). In our editorial rating The Bitcoin Company Card leads (4.0 vs 2.0). The choice depends on your real spending profile: redo the math with your volumes before picking between The Bitcoin Company Card and Cypher Card.
Which is cheaper, The Bitcoin Company Card or Cypher Card?
On the standard spending profile The Bitcoin Company Card has the lowest net annual cost: €0 versus €0 for Cypher Card.
Which offers more cashback, The Bitcoin Company Card or Cypher Card?
The Bitcoin Company Card has the highest cashback: up to 25%. Note the top rate often requires token staking and is subject to spending caps.
Is The Bitcoin Company Card custodial or self-custody?
The Bitcoin Company Card is self-custody: you keep the keys, while Cypher Card is self-custody.
Which is better for spending abroad?
For foreign-currency spending Cypher Card wins, with the lowest FX markup: 1.75%.