The Bitcoin Company Card vs Leading Card
On cashback The Bitcoin Company Card wins (up to 25%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Leading Card does better (0% vs 2.5%). The structural difference is custody: The Bitcoin Company Card leaves you the keys, while Leading Card holds funds on the platform. In our editorial rating The Bitcoin Company Card leads (4.0 vs 3.3). The choice depends on your real spending profile: redo the math with your volumes before picking between The Bitcoin Company Card and Leading Card.
| The Bitcoin Company Card | Leading Card | |
|---|---|---|
| Tier | B | C |
| Rating | ★ 4.0 | ★ 3.3 |
| Estimated net annual cost | €0 | €0 |
| Network | Visa/Mastercard | Visa |
| Fund custody | Self-custody (funds in your control) | Custodial (platform holds funds) |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| ATM withdrawal | not declared | Free |
| FX markup | 2.5% | 0% |
| Cashback | 25% in BTC · Nessuno | Not disclosed |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Light | No KYC |
| Privacy | 9/10 | 7/10 |
| Supported countries | US, LATAM | EEA, APAC, LATAM · 100+ countries |
| Segment | B2C | B2C |
| Free ATM limit | — | Not disclosed |
| On-chain settlement | — | No |
| Regulator | — | Not disclosed |
| OAM Italy registration | — | No |
| Regions | US, LATAM | EU/EEA, APAC, LATAM |
| Licences & safety | N/A |
Frequently asked questions
The Bitcoin Company Card vs Leading Card: which is better?
On cashback The Bitcoin Company Card wins (up to 25%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Leading Card does better (0% vs 2.5%). The structural difference is custody: The Bitcoin Company Card leaves you the keys, while Leading Card holds funds on the platform. In our editorial rating The Bitcoin Company Card leads (4.0 vs 3.3). The choice depends on your real spending profile: redo the math with your volumes before picking between The Bitcoin Company Card and Leading Card.
Which is cheaper, The Bitcoin Company Card or Leading Card?
On the standard spending profile The Bitcoin Company Card has the lowest net annual cost: €0 versus €0 for Leading Card.
Which offers more cashback, The Bitcoin Company Card or Leading Card?
The Bitcoin Company Card has the highest cashback: up to 25%. Note the top rate often requires token staking and is subject to spending caps.
Is The Bitcoin Company Card custodial or self-custody?
The Bitcoin Company Card is self-custody: you keep the keys, while Leading Card is custodial.
Which is better for spending abroad?
For foreign-currency spending Leading Card wins, with the lowest FX markup: 0%.