Tonhub Card vs Fuse Card
For spending abroad FX markup matters, and Fuse Card does better (0% vs 3%). In our editorial rating Fuse Card leads (4.0 vs 3.0). The choice depends on your real spending profile: redo the math with your volumes before picking between Tonhub Card and Fuse Card.
| Tonhub Card | Fuse Card | |
|---|---|---|
| Tier | B | B |
| Rating | ★ 3.0 | ★ 4.0 |
| Estimated net annual cost | €0 | €0 |
| Network | Visa | Visa |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| Free ATM limit | Limite mensile complessivo 50.000 EUR; limite specifico ATM non documentato | Non utilizzabile agli ATM |
| ATM withdrawal | 1.5% | Free |
| FX markup | 3% | 0% |
| Cashback | Not disclosed | Not disclosed |
| Chains | TON | Solana |
| On-chain settlement | Yes | Yes |
| Contactless | Yes | No |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 5/10 | 5/10 |
| Supported countries | EEA · 25+ countries | US, LATAM, AFRICA · 18+ countries |
| Funding / solidity | Tonhub Card è operata da Walleexer s.r.o. (Repubblica Ceca, n. identificazione 17989124), societa del gruppo Whales Corp AG. Disponibile per residenti UE maggiorenni. | Fuse è uno smart wallet self-custody su Solana costruito da Squads Labs Inc. (Squads Protocol). La Fuse Card è emessa da Lead Bank con Bridge Ventures, LLC come Program Manager; Squads Labs è il Platform Provider. |
| Regulator | Nessuno (Walleexer s.r.o. e Whales Corp AG dichiarano di non fornire servizi regolamentati) | Visa U.S.A. Inc. (licenza); Lead Bank (banca emittente, USA) |
| Segment | B2C | B2C |
| Regions | EU/EEA | US, LATAM, Africa |
| Licences & safety | Nessuna licenza propria: carta Visa prepagata emessa da Lead Bank (USA) con Bridge come Program Manager |
Frequently asked questions
Tonhub Card vs Fuse Card: which is better?
For spending abroad FX markup matters, and Fuse Card does better (0% vs 3%). In our editorial rating Fuse Card leads (4.0 vs 3.0). The choice depends on your real spending profile: redo the math with your volumes before picking between Tonhub Card and Fuse Card.
Which is cheaper, Tonhub Card or Fuse Card?
On the standard spending profile Tonhub Card has the lowest net annual cost: €0 versus €0 for Fuse Card.
Is Tonhub Card custodial or self-custody?
Tonhub Card is self-custody: you keep the keys, while Fuse Card is self-custody.
Which is better for spending abroad?
For foreign-currency spending Fuse Card wins, with the lowest FX markup: 0%.