Zoomex Card vs Bybit Card EEA
On cashback Bybit Card EEA wins (up to 1%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Zoomex Card does better (0% vs 0.5%). In our editorial rating Bybit Card EEA leads (4.3 vs 3.0). In short: Zoomex Card if your usage matches its strength, Bybit Card EEA otherwise — the numbers above beat any slogan.
| Zoomex Card | Bybit Card EEA | |
|---|---|---|
| Tier | B | A |
| Rating | ★ 3.0 | ★ 4.3 |
| Estimated net annual cost | €0 | €0 |
| Network | Mastercard | Mastercard |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| Issuance fee | Free | €5 |
| Annual fee | Free | Free |
| Free ATM limit | Nessun prelievo ATM: la carta e' solo virtuale e non supporta prelievi di contante. | €100/mese senza commissioni, poi 2% |
| ATM withdrawal | Free | 2% |
| FX markup | 0% | 0.5% |
| Cashback | Not disclosed | 1% in USDT · Nessuno |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 2/10 | 2/10 |
| Supported countries | EEA, UK, APAC | EEA · 29+ countries |
| Funding / solidity | Zoomex e' un exchange di derivati crypto fondato nel 2021, con oltre 3 milioni di utenti in piu' di 35 regioni. La carta e' emessa in collaborazione con UR, infrastruttura bancaria on-chain per stablecoin (marchio dell'istituto svizzero SR Saphirstein AG) che dichiara copertura in oltre 50 paesi con accesso fiat multi-valuta. | — |
| Regulator | FINMA (Svizzera) per il custode UR / SR Saphirstein AG; Zoomex registrata come MSB US/Canada, NFA US e AUSTRAC Australia | Austria FMA; Dubai VARA; UAE SCA |
| Segment | B2C | B2C |
| On-chain settlement | — | No |
| OAM Italy registration | — | No |
| Past incidents | — | February 2025: ~$1.5B breach (the largest crypto theft in history), attributed to the Lazarus Group; Bybit made customer funds whole. |
| Regions | EU/EEA, UK, APAC | EU/EEA |
| Licences & safety | Swiss Banking Act Art. 1b (UR, FINMA-supervised custodian), Zoomex: US/Canada MSB, Zoomex: US NFA, Zoomex: Australia AUSTRAC | MiCAR (CASP); VARA VASP; SCA Virtual Asset Platform Operator |
Frequently asked questions
Zoomex Card vs Bybit Card EEA: which is better?
On cashback Bybit Card EEA wins (up to 1%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Zoomex Card does better (0% vs 0.5%). In our editorial rating Bybit Card EEA leads (4.3 vs 3.0). In short: Zoomex Card if your usage matches its strength, Bybit Card EEA otherwise — the numbers above beat any slogan.
Which is cheaper, Zoomex Card or Bybit Card EEA?
On the standard spending profile Zoomex Card has the lowest net annual cost: €0 versus €0 for Bybit Card EEA.
Which offers more cashback, Zoomex Card or Bybit Card EEA?
Bybit Card EEA has the highest cashback: up to 1%. Note the top rate often requires token staking and is subject to spending caps.
Is Zoomex Card custodial or self-custody?
Zoomex Card is custodial: funds are held by the platform, while Bybit Card EEA is custodial.
Which is better for spending abroad?
For foreign-currency spending Zoomex Card wins, with the lowest FX markup: 0%.