Coinbase Card Free
A plan byCoinbase Card · Visa
The Coinbase Card is a Visa debit card linked to your Coinbase wallet, with up to 4% cashback in the crypto of your choice. It is backed by the institutional strength of a NASDAQ-listed company holding over $220B in custody, but it applies a 2.49% FX markup — among the highest in the sector — which erodes the cashback advantage on foreign spending.
Free
- Price
- Free
- fee_emissione_eur
- Free
- fx_markup_pct
- 2.49%
- Cashback
- 4%
- cashback_valuta_reward
- BTC / USDC / a scelta
- atm_fee_pct
- 0%
- atm_limit
- $2,50 per ritiro
- costo_netto_annuo_eur
- Free
What's included
- 1-4% crypto cashback
- $200 free ATM/month, then $2.50
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Visa |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | $2.50 per withdrawal |
| ATM withdrawal | Free |
| FX markup | 2.49% |
| Cashback | 4% in BTC / USDC / a scelta |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 2/10 |
| Supported countries | US, UK, EEA · 49+ countries |
| Funding / solidity | Quotata NASDAQ (COIN) · 105M utenti · $6,2B ricavi |
| Estimated net annual cost | €0/year |
| OAM Italy registration | No |
| Segment | B2C |
| Funding / solidity | NASDAQ-listed (COIN) · 105M users · $6.2B revenue |
| MiCA / License status | MiCA CASP CASP (EU) |
Strengths
- Institutional strength: listed company with $220B+ in custody
- Up to 4% cashback in the crypto you prefer
- No annual or issuance fee
Weaknesses
- 2.49% FX markup, among the highest: penalises foreign spending
- Custodial card: funds remain under Coinbase control
- Possible account freezes for KYC checks
Verdict
The Coinbase Card is a Visa debit card linked to your Coinbase wallet, with up to 4% cashback in the crypto of your choice. It is backed by the institutional strength of a NASDAQ-listed company holding over $220B in custody, but it applies a 2.49% FX markup — among the highest in the sector — which erodes the cashback advantage on foreign spending.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Which crypto is the Coinbase Card cashback paid in?
You can choose the reward currency (e.g. BTC or USDC) among the supported ones, with up to 4% cashback.
Is the Coinbase Card good for spending abroad?
Less than others: the 2.49% FX markup is high and can cancel out the cashback advantage on foreign-currency purchases.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).