Coinbase One Card (AmEx)
Coinbase · American Express
The Coinbase One Card is the only crypto credit card on the American Express network: 0% FX markup, up to 4% cashback in BTC and standard AmEx insurance protections. It is reserved for Coinbase One members (annual subscription) and available only in the United States; being revolving credit, interest on cash advances accrues from day one.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | American Express |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | €46/year |
| Free ATM limit | Cash advance up to 10% of the credit line |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | 4% |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 3/10 |
| Supported countries | US · 1+ countries |
| Funding / solidity | Prodotto Coinbase (NASDAQ: COIN), lancio 2025-2026 |
| Estimated net annual cost | €46/year |
| OAM Italy registration | No |
| Segment | B2C |
| Funding / solidity | Coinbase product (NASDAQ: COIN), 2025-2026 launch |
| MiCA / License status | n/a (US) |
Plans & pricing
Strengths
- The only crypto credit card on the American Express network
- Zero FX markup (0%) and up to 4% cashback in BTC
- AmEx insurance protections included
Weaknesses
- Available only in the United States
- Requires a Coinbase One subscription (annual fee)
- Revolving credit: 19.49–29.49% APR and cash-advance interest from day one
Verdict
The Coinbase One Card is the only crypto credit card on the American Express network: 0% FX markup, up to 4% cashback in BTC and standard AmEx insurance protections. It is reserved for Coinbase One members (annual subscription) and available only in the United States; being revolving credit, interest on cash advances accrues from day one.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Who can apply for the Coinbase One Card?
Only US residents enrolled in Coinbase One, subject to a credit check.
Which network does the Coinbase One Card use?
American Express: it is the only crypto card on this network, with 0% FX markup.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).