Gemini Credit Card
Gemini · Mastercard World Elite
The Gemini Credit Card is a Mastercard World Elite credit card with 0% FX markup and up to 4% cashback on categories such as gas, dining and groceries, credited instantly in 50+ cryptocurrencies. Security is backed by NYDFS regulation, but the card is US-only and is a revolving credit product.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Mastercard World Elite |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | Cash advance fee |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | 4% |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 3/10 |
| Supported countries | US · 1+ countries |
| Funding / solidity | Gemini, exchange con sede a New York · 13M+ utenti |
| Estimated net annual cost | €0/year |
| OAM Italy registration | No |
| Segment | B2C |
| Funding / solidity | Gemini, New York-based exchange · 13M+ users |
| MiCA / License status | NYDFS NYDFS (US) |
Plans & pricing
Strengths
- 0% FX markup
- Up to 4% cashback on gas, dining and groceries, in 50+ crypto
- NYDFS-regulated issuer
Weaknesses
- Available only in the United States
- Revolving credit with 16.49–34.49% APR
- Top cashback only on specific categories
Verdict
The Gemini Credit Card is a Mastercard World Elite credit card with 0% FX markup and up to 4% cashback on categories such as gas, dining and groceries, credited instantly in 50+ cryptocurrencies. Security is backed by NYDFS regulation, but the card is US-only and is a revolving credit product.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
In how many cryptos can I get Gemini Card cashback?
In over 50 cryptocurrencies, credited instantly at the moment of purchase.
Is the Gemini Credit Card available in Italy?
No, it is currently offered only in the United States.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).