Holyheld
Holyheld
Not-custodial omnichain; gasless; Cyprus IBAN; Morpho vaults. ATM fee 2,5%+€2 international; cashback 0,5-1%. FX 2,5%+€1 high for not-EUR; cashback low 0,5-1%
Data & conditions
| Account fee | — |
|---|---|
| ATM withdrawal | Free |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA · 30+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | In adeguamento |
Plans & pricing
Strengths
- Not-custodial omnichain; gasless; Cyprus IBAN; Morpho vaults.
Weaknesses
- ATM fee 2,5%+€2 international; cashback 0,5-1%.
Verdict
Not-custodial omnichain; gasless; Cyprus IBAN; Morpho vaults. ATM fee 2,5%+€2 international; cashback 0,5-1%. FX 2,5%+€1 high for not-EUR; cashback low 0,5-1%
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Holyheld a real bank?
Holyheld is a digital financial service. The deposit-protection scheme is not documented for this service; check the official terms.
Can I send transfers to third-party IBANs with Holyheld?
The ability to send transfers to third-party IBANs is not documented; check the official website.
Does Holyheld support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does Holyheld support?
The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.
Can I withdraw crypto on-chain from Holyheld?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).