SwissBorg Card
SwissBorg (SBorg SA) · Mastercard
The SwissBorg Card is a Mastercard crypto debit card from SwissBorg (legal entity SBorg SA, Lausanne), launched as a virtual card from Q1 2026 and available in 30+ regions across the EEA, UK and Switzerland. It is custodial: crypto in the SwissBorg app is auto-converted to local fiat (EUR, CHF or GBP) at payment via the Meta-Exchange, and the card adds to Apple/Google Pay or Curve. KYC level 2 required. No account, annual or issuance fee; SwissBorg adds no own FX markup (Mastercard conversion plus a small spread apply). Cashback paid in BORG tokens on every purchase, scaling with loyalty rank.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Account fee | Free |
|---|---|
| Multi-currency | EUR, CHF, GBP |
| Card included | Carta Mastercard virtuale (cashback in BORG) |
| Network | Mastercard |
| ATM withdrawal | not declared |
| Free ATM limit | No ATM withdrawals |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA, UK · 30+ countries |
| Regulator | AMF (Francia, MiCA) |
| Segment | B2C |
| Funding / solidity | SwissBorg (SBorg SA) is a crypto investment platform founded in 2017 and headquartered in Lausanne, Switzerland. In March 2026 it secured MiCA authorisation from the French AMF, extending regulated crypto services across the EU. |
| MiCA / License status | SBorg SA (Svizzera)MiCA Francia (BlockNodes SAS, A2026-011)Estonia Virtual Currency License MiCA-authorised as a CASP by the AMF (France) via BlockNodes SAS (ref. A2026-011); issuing entity SBorg SA in Switzerland; prior Estonian Virtual Currency licence being migrated to the French entity. |
Strengths
- No monthly, annual or virtual-card issuance fees
- No SwissBorg-added FX markup; spendable anywhere Mastercard is accepted
- BORG cashback on every purchase, from a MiCA-regulated Swiss-based operator
- No notable sovereignty advantage documented.
Weaknesses
- Custodial model: assets held by SwissBorg, no self-custody
- Virtual card only at launch; physical card and pricing not yet announced
- Variable 'up to' cashback tied to rank, not a flat rate; no ATM withdrawals; EEA/UK/Switzerland only
- Custodial: the platform holds your funds and can freeze or lose them.
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (MiCA-authorised as a CASP by the AMF (France) via BlockNodes SAS (ref. A2026-011); issuing entity SBorg SA in Switzerland; prior Estonian Virtual Currency licence being migrated to the French entity.): reporting to authorities and freezes on order.
Verdict
Medium protection: MiCA-regulated operator (AMF France) with Swiss base, but a custodial model with full KYC: funds and crypto are held by SwissBorg.
Low sovereignty: no self-custody, mandatory full KYC and platform-managed crypto-to-fiat auto-conversion. Not suited to those seeking cypherpunk key control.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
Reputation
What happened to people who used SwissBorg Card, and what users say. External signals: they do not feed the promp.it rating.
Incidents & regulatory actions
History not verifiedWe have not yet completed the incident search for this service: no entries here does not mean no events.
Public reviews
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App Store ↗
4.5/5
2,671 reviews
Exact figure from itunes.apple.com/lookup ('SwissBorg' app, id 1442483481), UK storefront (app not present in the US store). The rating measures the overall SwissBorg app (wallet), not the card specifically.
Weighted average across 1 public review platform (2,671 reviews in total), weighted by volume. This is not our rating: it is those platforms’ average.
FAQ
What currency is the SwissBorg Card cashback in?
In BORG tokens, on every purchase, with a rate that grows with your loyalty rank.
Can I withdraw cash at ATMs?
No: at launch the card is virtual and does not support ATM withdrawals.
Sources
- Official service page Payment network · Fees · Regioni · Cashback · +9 Data verified on Jul 10, 2026
- todey.xyz Custodial · Fx · Atm · Virtual Data verified on Jun 22, 2026
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Random Bitcoin reward ticket via invite
Random-value BTC reward ticket (range €1-€100): the real expected value is low, typically a few euros, NOT €100 (the rare maximum). Requirement: join via invite, download the SwissBorg app, complete level-1 KYC, deposit and exchange at least €100. Reward in BTC, liquid. This is the SwissBorg app referral (same account as the card).