VPay VPay
A plan byVPay
Self-custody; 0% FX; 1,5% cashback; Web3 native; 80+ countries. Early stage; token staking richiesto; two prodotti omonimi (Africa vs Crypto). Early stage; requires token staking for access; two prodotti omonimi confondenti
VPay
- Price
- Free
What's included
- APAC crypto payments
- USDT/USDC
Data & conditions
| Account fee | — |
|---|---|
| ATM withdrawal | Free |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | AFRICA, EEA, APAC · 80+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | N/D |
Strengths
- Self-custody; 0% FX; 1,5% cashback; Web3 native; 80+ countries.
Weaknesses
- Early stage; token staking richiesto; two prodotti omonimi (Africa vs Crypto).
Verdict
Self-custody; 0% FX; 1,5% cashback; Web3 native; 80+ countries. Early stage; token staking richiesto; two prodotti omonimi (Africa vs Crypto). Early stage; requires token staking for access; two prodotti omonimi confondenti
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is VPay a real bank?
VPay is a digital financial service. The deposit-protection scheme is not documented for this service; check the official terms.
Can I send transfers to third-party IBANs with VPay?
The ability to send transfers to third-party IBANs is not documented; check the official website.
Does VPay support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does VPay support?
The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.
Can I withdraw crypto on-chain from VPay?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).