Tempo
Tempo
Data verified on unchanged since the sources
Worth it if you are a fintech or developer moving stablecoin payments at scale and want to pay gas in USDC or USDT rather than a volatile token.
Avoid it if you are an individual: it is B2B infrastructure with mainnet live only since March 2026, no track record and not built for the end consumer.
Tempo is a payments-first, EVM-compatible Layer 1 blockchain incubated by Stripe and Paradigm and designed for stablecoin payments at scale. Gas is paid in stablecoins (USDC or USDT) rather than a volatile token, with roughly 0.6-second finality and dedicated features such as structured memos and smart accounts. It is an independent company led by Paradigm's Matt Huang that raised $500M in Series A at a $5 billion valuation (Thrive Capital, Greenoaks); mainnet went live in March 2026 after a late-2025 public testnet.
Data & conditions
| Service type | Stablecoin infrastructure |
|---|---|
| Pricing model | Not disclosed |
| Stablecoins | USDC, USDT |
| Custody model | non-custodial |
| Customer type | Fintech, Enterprise, Developers |
| Fund custody | Self-custody (funds in your control) |
| Supported countries | US, EEA, UK, APAC |
| Segment | B2B |
| MiCA / License status | Not disclosed |
Strengths
- Incubated by Stripe and Paradigm; $500M Series A at a $5B valuation.
- Gas paid in stablecoins, ~0.6s finality, payment-specific design (memos, smart accounts).
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- Very recent mainnet (March 2026): track record and adoption still early.
- B2B infrastructure: not an end-consumer product.
- No notable sovereignty drawback documented.
Verdict
Score 4.0/5, very strong profile. In its favour: incubated by Stripe and Paradigm; $500M Series A at a $5B valuation. The trade-off to weigh: very recent mainnet (March 2026): track record and adoption still early.
On the Sovereignty lens the score is 5.0/5 (outstanding): the strength is fund control (5.0/5).
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
Reputation
What happened to people who used Tempo, and what users say. External signals: they do not feed the promp.it rating.
Incidents & regulatory actions
No known incidentSearch across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.
verified on
FAQ
Who created Tempo?
Tempo was incubated by Stripe and Paradigm as an independent company, led by Paradigm's Matt Huang. It raised $500M in Series A at a $5 billion valuation.
Can an individual use Tempo?
No. It is a stablecoin payments blockchain aimed at businesses and developers (remittances, payouts, payroll, embedded finance), not a consumer product.
Sources
- Official service page Descrizione · Partner Data verified on Jul 17, 2026
- finance.yahoo.com Data verified on Jul 17, 2026
- paradigm.xyz Data verified on Jul 17, 2026