AnomaCard
AnomaCard (operatore non divulgato) · Visa / Mastercard
AnomaCard is a no-KYC crypto debit card: you sign up by signing with a Web3 wallet (MetaMask or Phantom) and fund the card by depositing BTC, ETH or SOL to a generated address. The virtual Visa/Mastercard activates after one on-chain confirmation (minimum $15 deposit) and is spendable anywhere, including via Apple Pay and Google Pay; an optional physical card is available for $120. Pricing is a tiered lifetime deposit fee, from 0.60% down to 0.30% based on accumulated volume, with no monthly fee and no transaction fees. Stated limits are $5,000/day and $20,000/month. Crucially, there is no public corporate information behind AnomaCard, and the service is not connected to the official Anoma project (anoma.net/AnomaPay): it merely reuses the name.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Visa / Mastercard |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | N/D |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | — |
| Chains | Bitcoin, Ethereum, Solana |
| On-chain settlement | No |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | No KYC |
| Privacy | 5/10 |
| Supported countries | US, EEA, UK, APAC, LATAM, MENA, AFRICA |
| Estimated net annual cost | €0/year |
| Regulator | N/D — nessun regolatore noto |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | Nessuna licenza pubblica nota; servizio no-KYC Non conforme / non dichiarato |
Plans & pricing
Starter
- Price
- Free
- Issuance fee
- Free
- FX markup
- 0%
- Cashback
- 0%
- Cashback currency
- Nessuno
- Cashback cap
- Free
- Required staking
- Nessuno
- ATM fee
- 0%
- ATM limit
- N/D
- Net annual cost
- Free
- _fee_deposito_pct
- 0.6%
- _limiti
- $5.000/giorno, $20.000/mese
- Carta virtuale istantanea
- Login wallet (MetaMask/Phantom)
- Deposito BTC/ETH/SOL (min $15)
- Fee deposito 0,60%
Explorer
- Price
- Free
- Issuance fee
- Free
- FX markup
- 0%
- Cashback
- 0%
- Cashback currency
- Nessuno
- Cashback cap
- Free
- Required staking
- Nessuno
- ATM fee
- 0%
- ATM limit
- N/D
- Net annual cost
- Free
- _fee_deposito_pct
- 0.5%
- Fee deposito 0,50% (volume >$500)
Voyager
- Price
- Free
- Issuance fee
- Free
- FX markup
- 0%
- Cashback
- 0%
- Cashback currency
- Nessuno
- Cashback cap
- Free
- Required staking
- Nessuno
- ATM fee
- 0%
- ATM limit
- N/D
- Net annual cost
- Free
- _fee_deposito_pct
- 0.4%
- Fee deposito 0,40% (volume >$5.000)
Elite
- Price
- Free
- Issuance fee
- €111
- FX markup
- 0%
- Cashback
- 0%
- Cashback currency
- Nessuno
- Cashback cap
- Free
- Required staking
- Nessuno
- ATM fee
- 0%
- ATM limit
- N/D
- Net annual cost
- Free
- _fee_deposito_pct
- 0.3%
- Fee deposito 0,30% (volume >$10.000)
- Carta fisica opzionale ($120 una tantum)
Strengths
- No KYC: sign-up via wallet signature
- Among the highest limits in the no-KYC segment ($5k/day, $20k/month)
- No monthly fee and no transaction fees
- Instant virtual card + Apple/Google Pay
- No KYC: usable without identity verification.
Weaknesses
- Anonymous issuer: no company, HQ or team disclosed
- No audit, proof-of-reserves or deposit guarantee
- No-KYC model carries regulatory risk (MiCA/AML, Visa/Mastercard rules)
- Only BTC/ETH/SOL; no cashback
- Reuses the 'Anoma' name but is not the official Anoma/AnomaPay project
- Custodial: the platform holds your funds and can freeze or lose them.
- Subject to regulation (Non conforme / non dichiarato): reporting to authorities and freezes on order.
Verdict
On the consumer-protection side the verdict is harsh: an anonymous issuer, no audit or proof-of-reserves, no deposit guarantee, and a no-KYC model at odds with MiCA and Visa/Mastercard scheme rules. Treat it with extreme caution and don't park meaningful funds on it.
Through the sovereignty lens, no-KYC and wallet login maximize privacy, but depositing to a generated address is custodial in practice and the issuer's opacity erodes most of the benefit: you hand control to an unknown party.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
Sources
- Official service page Fees · Limiti · Payment network Data verified on Jun 17, 2026