LinkPay Ultra
LinkPay · Visa
No KYC; white-label; API free; cashback 3%. ⚠️ $299/month annual fee spropositato; soundness very dubbia. ⚠️ risk high: $299/month annual fee; soundness very dubbia
Data & conditions
| Network | Visa |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | €3,301/year |
| Free ATM limit | N/D |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | 3% |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | No KYC |
| Privacy | 5/10 |
| Supported countries | EEA, APAC, LATAM · 50+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | Canada MSB |
Plans & pricing
Strengths
- No KYC; white-label; API free; cashback 3%.
Weaknesses
- ⚠️ $299/month annual fee spropositato; soundness very dubbia.
Verdict
No KYC; white-label; API free; cashback 3%. ⚠️ $299/month annual fee spropositato; soundness very dubbia. ⚠️ risk high: $299/month annual fee; soundness very dubbia
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is LinkPay Ultra a safe card?
LinkPay Ultra is a custodial card on the Visa network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.
How much does LinkPay Ultra cost?
The fee is €275.08 (mensile). Issuance is free. The FX markup is 0% (no surcharge). See the tier table for full conditions.
Does LinkPay Ultra offer cashback?
Yes: cashback goes up to 3%, depending on the tier.
Is LinkPay Ultra available in Italy?
Yes, LinkPay Ultra is available in Italy.
Is LinkPay Ultra custodial or self-custody?
LinkPay Ultra uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).