Spendly Spendly Virtual
A plan bySpendly · Visa
No KYC; crypto-to-fiat virtuale; 180+ countries use. Georgia-based; regulation sconosciuta; virtual only. regulation sconosciuta; virtual only; Georgia-based
Spendly Virtual
- Price
- Free
- fee_emissione_eur
- Free
- fx_markup_pct
- 0%
- Cashback
- 0%
- atm_limit
- N/D
What's included
- Virtual prepaid no-KYC
- BTC/ETH/LTC/SOL/USDT
- Apple Pay/Google Pay
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Visa |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | N/D |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | — |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | No KYC |
| Privacy | 6/10 |
| Supported countries | EEA, APAC, LATAM · 100+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | N/D |
Strengths
- No KYC; crypto-to-fiat virtuale; 180+ countries use.
Weaknesses
- Georgia-based; regulation sconosciuta; virtual only.
Verdict
No KYC; crypto-to-fiat virtuale; 180+ countries use. Georgia-based; regulation sconosciuta; virtual only. regulation sconosciuta; virtual only; Georgia-based
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Spendly a safe card?
Spendly is a custodial card on the Visa network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.
How much does Spendly cost?
The card has no annual fee. Issuance is free. The FX markup is 0% (no surcharge). See the tier table for full conditions.
Does Spendly offer cashback?
Spendly does not offer crypto cashback.
Is Spendly available in Italy?
Yes, Spendly is available in Italy.
Is Spendly custodial or self-custody?
Spendly uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).