Trocador Swype
Trocador · Mastercard
Trocador Swype is a privacy-focused Mastercard that allows crypto purchases without KYC and scores well on privacy. Its main drawbacks are third-party-issued cards with potential BIN instability, no cashback, and a 30-euro annual fee. Purchases in the US are not supported.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Mastercard |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | €3 |
| Annual fee | €30/year |
| Free ATM limit | N/D |
| ATM withdrawal | Free |
| FX markup | 2% |
| Cashback | — |
| On-chain settlement | No |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | No KYC |
| Privacy | 8/10 |
| Supported countries | EEA, APAC, LATAM, MENA · 100+ countries |
| Estimated net annual cost | €30/year |
| Regulator | N/A |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | N/A N/D |
Plans & pricing
Strengths
- purchase with crypto without KYC; privacy 8/10.
- No KYC: usable without identity verification.
Weaknesses
- Cards of third parties; potential issue BIN; no US purchases.
- Custodial: the platform holds your funds and can freeze or lose them.
- Subject to regulation (N/D): reporting to authorities and freezes on order.
Verdict
The low score reflects fragile dependencies: cards are issued by third parties with potential BIN instability, there is no declared regulation, no cashback, and a 30-euro annual fee with 2% FX. The exclusion of US purchases further narrows its usefulness for the ordinary user.
Here Trocador Swype is at its best: no KYC and a high privacy score, in line with the privacy-oriented Trocador ecosystem, make it a strong choice for buying in crypto without exposing your identity. It is designed precisely for those who put privacy ahead of convenience.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is Trocador Swype a safe card?
Trocador Swype is a custodial card on the Mastercard network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.
How much does Trocador Swype cost?
The fee is €2.3 (mensile). Issuance costs €2.76. The FX markup is 2%. See the tier table for full conditions.
Does Trocador Swype offer cashback?
Trocador Swype does not offer crypto cashback.
Is Trocador Swype available in Italy?
Yes, Trocador Swype is available in Italy.
Is Trocador Swype custodial or self-custody?
Trocador Swype uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.
Sources
- Official service page Plans & pricing · Regulatory framework Data verified on Jun 13, 2026
- cryptocards.so Blockchain · Annual cost · On-chain settlement · Legal name · +2 Data verified on Jun 14, 2026
- trustpilot.com Trustpilot reviews · Registered office Data verified on Jun 14, 2026