Xkard Essential
XKARD · Visa/Mastercard
Zero-Knowledge KYC; USDT BEP20/TRC20; privacy 8/10. virtual only; $9–49/month annual fee; information limited. virtual only; $9–49/month annual fee; information limited
Data & conditions
| Network | Visa/Mastercard |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | €8 |
| Annual fee | Free |
| Free ATM limit | $25.000/anno |
| ATM withdrawal | Free |
| FX markup | 1.5% |
| Cashback | — |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | No KYC |
| Privacy | 8/10 |
| Supported countries | EEA, APAC, LATAM, MENA · 50+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | Licenza (non specificata) |
Plans & pricing
XHYPE Basic
- Price
- €9
- fee_emissione_eur
- €8
- fx_markup_pct
- 1.5%
- Cashback
- 0%
- atm_limit
- $25.000/anno
- No KYC zero-knowledge model
- USDT recharge fee 2.3-4.5%
- Non-custodial
- Prepaid virtual
XHYPE Plus
- Price
- €19
- fee_emissione_eur
- €8
- fx_markup_pct
- 1.5%
- Cashback
- 0%
- atm_limit
- $25.000/anno
- Fees ridotte
- Limiti maggiori
XHYPE Pro
- Price
- €49
- fee_emissione_eur
- €8
- fx_markup_pct
- 1.5%
- Cashback
- 0%
- atm_limit
- $25.000/anno
- Tier top
- Fee minimi
- Limiti max
Strengths
- Zero-Knowledge KYC; USDT BEP20/TRC20; privacy 8/10.
Weaknesses
- Virtual only; $9–49/month annual fee; information limited.
Verdict
Zero-Knowledge KYC; USDT BEP20/TRC20; privacy 8/10. virtual only; $9–49/month annual fee; information limited. virtual only; $9–49/month annual fee; information limited
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Xkard Essential a safe card?
Xkard Essential is a crypto card on the Visa/Mastercard network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme.
How much does Xkard Essential cost?
The card has no annual fee. Issuance costs €8.28. The FX markup is 1.5%. See the tier table for full conditions.
Does Xkard Essential offer cashback?
Xkard Essential does not offer crypto cashback.
Is Xkard Essential available in Italy?
Yes, Xkard Essential is available in Italy.
Is Xkard Essential custodial or self-custody?
The custody model is not documented; check the official website.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).