ether.fi Cash
ether.fi · Visa
Spend-against-staked-ETH: spendi without sell (tax-efficient). limit ATM $250/day low; liquidation risk se ETH crolla. limit ATM $250/day; liquidation risk Borrow Mode
Data & conditions
| Network | Visa |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | $250/giorno (max 3 tentativi/24h) |
| ATM withdrawal | 2% |
| FX markup | 1% |
| Cashback | 3% in USDC o ETH |
| Chains | Ethereum, Linea, Base |
| On-chain settlement | Yes |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 7/10 |
| Supported countries | US, EEA, UK · 50+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | n/d |
Plans & pricing
Core (free)
- Price
- Free
- fee_emissione_eur
- Free
- fx_markup_pct
- 1%
- Cashback
- 3%
- cashback_valuta_reward
- USDC o ETH
- atm_fee_pct
- 2%
- atm_limit
- $250/giorno (max 3 tentativi/24h)
- 3% cashback self-custodial Visa
- Apple Pay
- 3 carte virtuali
- $10K/mese onramp fiat→crypto
Premium tier
- Price
- Free
- fee_emissione_eur
- Free
- fx_markup_pct
- 1%
- Cashback
- 3%
- cashback_valuta_reward
- USDC o ETH
- atm_fee_pct
- 2%
- atm_limit
- $250/giorno (max 3 tentativi/24h)
- Borrow Mode: spend contro eETH staked
- ETH continua a guadagnare staking yield
Top tier
- Price
- Free
- fee_emissione_eur
- Free
- fx_markup_pct
- 1%
- Cashback
- 3%
- cashback_valuta_reward
- USDC o ETH
- atm_fee_pct
- 2%
- atm_limit
- $250/giorno (max 3 tentativi/24h)
- 4 tier membership
Strengths
- Spend-against-staked-ETH: spendi without sell (tax-efficient).
Weaknesses
- Limit ATM $250/day low; liquidation risk se ETH crolla.
Verdict
Spend-against-staked-ETH: spendi without sell (tax-efficient). limit ATM $250/day low; liquidation risk se ETH crolla. limit ATM $250/day; liquidation risk Borrow Mode
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is ether.fi Cash a safe card?
ether.fi Cash is a self-custody card on the Visa network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is self-custody.
How much does ether.fi Cash cost?
The card has no annual fee. Issuance is free. The FX markup is 1%. See the tier table for full conditions.
Does ether.fi Cash offer cashback?
Yes: cashback goes up to 3% in USDC o ETH, depending on the tier.
Is ether.fi Cash available in Italy?
Yes, ether.fi Cash is available in Italy.
Is ether.fi Cash custodial or self-custody?
ether.fi Cash uses a self-custody model. Funds stay in your wallet and you keep control of your private keys; the card debits at the moment of spending.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).