Exodus Spend Card
Exodus · Visa
Exodus Card uses a non-custodial delegation model with 0% FX markup, coverage in over 30 countries and Apple and Google Pay support. It is virtual-only, however, not available in the US and works solely with Solana stablecoins, requiring SOL for gas fees.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Visa |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | N/A (virtual only) |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | Not disclosed |
| Chains | Solana |
| On-chain settlement | Yes |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 7/10 |
| Supported countries | EEA, UK, LATAM, APAC · 30+ countries |
| Estimated net annual cost | €0/year |
| Regulator | FCA (Financial Conduct Authority) |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | EMI / FCA Crypto Asset Registration |
Plans & pricing
Strengths
- Non-custodial delegation model; 0% FX; 30+ countries; Apple/Google Pay.
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- Virtual only; no USA; only stablecoin Solana.
- Full KYC required: verified identity, zero pseudonymity.
Verdict
The mid-tier placement reflects a mix of pros and cons: 0% FX markup, coverage in over 30 countries and Apple and Google Pay support on one side, but virtual-only, no cashback and operation limited to Solana stablecoins on the other. FCA oversight helps, but the non-custodial delegation model still leaves key-risk management to the user.
On the sovereignty front the product holds up: non-custodial via delegation, on-chain settlement and funds handled by the multi-chain Exodus wallet, with 0% markup. Operating only in Solana stablecoins and needing SOL for gas narrow its scope, and full KYC remains the limit on anonymity.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
Reputation
What happened to people who used Exodus Spend Card, and what users say. External signals: they do not feed the promp.it rating.
Incidents & regulatory actions
History not verifiedWe have not yet completed the incident search for this service: no entries here does not mean no events.
Public reviews
-
Google Play ↗
4.5/5
132,242 reviews
Rating of the Exodus wallet app (package exodusmovement.exodus), not of the Spend Card. Values from the Play page structured data, US storefront: ratingValue 4.49867 over a ratingCount of 132,242. Google Play computes the per-country average over a global count: on other storefronts the count is identical but the average differs.
-
App Store ↗
4.6/5
36,614 reviews
Rating of the "Exodus: Crypto & Payments" wallet app (Exodus Movement Inc), not of the Spend Card: the card is a feature inside the wallet and has no app listing of its own. Exact figure from the iTunes Lookup API, US store: 4.61075 across 36,614 ratings.
Weighted average across 2 public review platforms (168,856 reviews in total), weighted by volume. This is not our rating: it is those platforms’ average.
FAQ
Is Exodus Spend Card a safe card?
Exodus Spend Card is a self-custody card on the Visa network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is self-custody.
How much does Exodus Spend Card cost?
The card has no annual fee. Issuance is free. The FX markup is 0% (no surcharge). See the tier table for full conditions.
Does Exodus Spend Card offer cashback?
Exodus Spend Card does not offer crypto cashback.
Is Exodus Spend Card available in Italy?
Yes, Exodus Spend Card is available in Italy.
Is Exodus Spend Card custodial or self-custody?
Exodus Spend Card uses a self-custody model. Funds stay in your wallet and you keep control of your private keys; the card debits at the moment of spending.
Sources
- Official service page Plans & pricing · Regulatory framework Data verified on Jun 13, 2026
- opencryptocards.com On-chain settlement · Annual cost Data verified on Jul 10, 2026
- altcoinbuzz.io Supported currencies Data verified on Jun 14, 2026
- architectpartners.com Data verified on Jun 14, 2026
Show 7 more sources
- baanx.com License type · License country · Regulator Data verified on Jun 14, 2026
- blockworks.com Valuation · Latest funding round · Investors Data verified on Jun 14, 2026
- simplywall.st Stock ticker · Stock listing · IPO date Data verified on Jun 14, 2026
- trustpilot.com Trustpilot reviews Data verified on Jun 14, 2026
- hackerone.com Bug bounty Data verified on Jun 13, 2026
- startupintros.com Founders Data verified on Jun 13, 2026
- walletreviewer.com Past incidents Data verified on Jun 13, 2026