Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

MEXC x ether.fi Card

MEXC + ether.fi · Visa

3.5/5 2.7/5 · Data verified on

The MEXC x ether.fi Card is a co-branded Visa card from the partnership between exchange MEXC and ether.fi, built on ether.fi Cash self-custody infrastructure: funds stay on-chain under the user's control until the moment of spend, at over 130 million Visa merchants (with Apple Pay and Google Pay). Currently available only via MEXC sign-up and as a virtual card (physical card planned later). No issuance or annual fee, 1% FX, up to 4% cashback (3-4% tiers + 1% extra on MEXC partner cards) paid in crypto, with a 15 USDT welcome bonus and yields up to 10% APR on connected assets. Assets supported on Ethereum, Scroll, Base and HyperEVM. Full KYC required; not available in the USA. The annual fee is not documented as an amount, but the issuer states 'no annual fees'; the ATM limit is 250 USD per withdrawal, ATM fee undocumented.

The clause

That 4% on the banner isn't what you pocket.

After FX markup, fees and withdrawals, on an average profile of €1,000/mo (20% abroad).

Advertised 4%
What you get 3.8%

Data verified on Jul 10, 2026 · personalise the calc

46
Transparency: Low
46/100 · see methodology
46
Data exposure: Low
46/100 · lower is better for sovereignty · methodology

Data & conditions

Network Visa
Fund custody Self-custody (funds in your control)
Issuance fee Free
Annual fee Free
Free ATM limit 250 USD per prelievo
ATM withdrawal not declared
FX markup 1%
Cashback 4% in Crypto · Nessuno
Chains Ethereum, Scroll, Base, HyperEVM
Contactless Yes
Virtual card Yes
KYC Full
Privacy 6/10
Supported countries EEA, UK, LATAM, APAC · 75+ countries
Funding / solidity ether.fi è un protocollo di liquid staking non-custodial fondato nel 2022 da Mike Silagadze e Rok Kopp; il prodotto carta (ether.fi Cash) è qui co-brandizzato con l'exchange MEXC.
Estimated net annual cost €0/year
Regulator Visa (rete) / emittente sotto licenza Cayman Islands (KY)
Segment B2C
Funding / solidityether.fi is a non-custodial liquid staking protocol founded in 2022 by Mike Silagadze and Rok Kopp; the card product (ether.fi Cash) is here co-branded with the MEXC exchange.
MiCA / License status Co-branded Visa card operated on ether.fi Cash self-custody infrastructure; issued outside the EU, with no dedicated Italian or European e-money issuer on record.

Strengths

  • Self-custody: assets stay on-chain under the user's control until spent
  • Up to 4% cashback in crypto + 15 USDT bonus and yields up to 10% APR on connected assets
  • No issuance or annual fee, Visa network with Apple Pay and Google Pay
  • Self-custody: funds stay in your wallet — the platform cannot touch them.

Weaknesses

  • Virtual only for now; the physical card will come later
  • Limited access: MEXC sign-up only and not available in the USA
  • Several figures not officially documented (ATM fee, annual fee as an amount); full KYC required
  • Full KYC required: verified identity, zero pseudonymity.
  • Subject to regulation (Co-branded Visa card operated on ether.fi Cash self-custody infrastructure; issued outside the EU, with no dedicated Italian or European e-money issuer on record.): reporting to authorities and freezes on order.

Verdict

B C ★ 3.5/5 ★ 2.7/5 Estimated net annual cost: €0/year

Co-branded MEXC/ether.fi Visa card issued outside the EU (KY) with no local Italian issuer: no specific protection for the Italian user, only the Visa network and the foreign issuer's rules apply.

Strong on sovereignty: ether.fi Cash self-custody infrastructure keeps assets on-chain under the user's control until spend. Full KYC and MEXC-only access do reduce anonymity, however.

Privacy & anonymity 30% 1.5
Fund control 20% 5.0
Censorship resistance 20% 1.5
Costs 10% 3.8

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

Reputation

What happened to people who used MEXC x ether.fi Card, and what users say. External signals: they do not feed the promp.it rating.

Incidents & regulatory actions

History not verified

We have not yet completed the incident search for this service: no entries here does not mean no events.

Public reviews

4.6/5 305,605 reviews
  • Google Play ↗ 4.6/5 297,436 reviews

    United States storefront. Rating and count taken from the page's JSON-LD structured data (exact average 4.609355), not from the visible label. The count is global and identical across storefronts, while the average varies by country. Here too the score belongs to the MEXC exchange app, not to the co-branded card.

  • App Store ↗ 4.7/5 8,169 reviews

    United States storefront. Exact figure from Apple's lookup endpoint (4.73632 average) for the app "MEXC: Buy Bitcoin & Crypto", publisher Onechain Technology Ltd. It measures the exchange through which the co-branded card is applied for, not the card itself: the score reflects the trading experience, not the payment one. The co-branded card has no app of its own and runs on the ether.fi Cash app, whose rating is reported on the ether.fi Cash record so the same sample is not counted twice.

Weighted average across 2 public review platforms (305,605 reviews in total), weighted by volume. This is not our rating: it is those platforms’ average.

FAQ

Is the MEXC x ether.fi Card custodial?

No: it is built on ether.fi Cash self-custody infrastructure, with assets staying on-chain under the user's control until the moment of spend.

How much cashback does it offer?

Up to 4% in crypto (tiers from 3% to 4%, with an extra 1% on MEXC partner cards), plus a 15 USDT welcome bonus.

Sources

Update history

✓ Terms unchanged since Jul 10, 2026

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