XPlace Card
XPlace · Visa (Rain)
Borrow-to-spend: deposit SOL/wETH, earn yield, spend USDC. DeFi liquidation risk; TGE Q4 2026; beta. DeFi liquidation risk (Kamino); issuer Dubai-based
Data & conditions
| Network | Visa (Rain) |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | TBD |
| ATM withdrawal | Free |
| FX markup | 0.5% |
| Cashback | 2% |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 6/10 |
| Supported countries | US, EEA, APAC, LATAM, MENA · 160+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | N/D |
Plans & pricing
Strengths
- Borrow-to-spend: deposit SOL/wETH, earn yield, spend USDC.
Weaknesses
- DeFi liquidation risk; TGE Q4 2026; beta.
Verdict
Borrow-to-spend: deposit SOL/wETH, earn yield, spend USDC. DeFi liquidation risk; TGE Q4 2026; beta. DeFi liquidation risk (Kamino); issuer Dubai-based
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is XPlace Card a safe card?
XPlace Card is a self-custody card on the Visa (Rain) network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is self-custody.
How much does XPlace Card cost?
The card has no annual fee. Issuance is free. The FX markup is 0.5%. See the tier table for full conditions.
Does XPlace Card offer cashback?
Yes: cashback goes up to 2%, depending on the tier.
Is XPlace Card available in Italy?
Yes, XPlace Card is available in Italy.
Is XPlace Card custodial or self-custody?
XPlace Card uses a self-custody model. Funds stay in your wallet and you keep control of your private keys; the card debits at the moment of spending.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).