Jeton Card
Jeton · Mastercard
The Jeton Card is a Mastercard debit card linked to a Jeton e-money account with a dedicated IBAN for SEPA transfers. The e-money is issued by Financial House Limited (UK FCA EMI, FRN 902039); the brand is operated by LA Orange Limited (FCA EMD 902088) and EU distribution runs through LA Orange CY Limited (Central Bank of Cyprus 115.1.3.66). The account is custodial and requires full KYC. No monthly or annual fee; first virtual card free, extra virtuals €1, physical €15. 0% FX on card purchases; ATM 0.5% in the UK and 0.5% + 2% outside the UK. Multi-currency account with 20+ currencies.
Data & conditions
| Account fee | Free |
|---|---|
| IBAN | dedicato |
| Network | Mastercard |
| ATM withdrawal | 0.5% |
| Free ATM limit | $700/tx · $2,000/day · $10,000/month |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA, UK · 31+ countries |
| Regulator | Financial Conduct Authority (UK) |
| OAM Italy registration | No |
| Segment | B2C |
| Funding / solidity | Jeton is an e-money brand offering an account and Mastercard card: the e-money is issued by Financial House Limited, an EMI authorised by the UK FCA (FRN 902039, London); the brand is operated by LA Orange Limited (FCA EMD Agent 902088) and EU distribution is handled by LA Orange CY Limited (Central Bank of Cyprus 115.1.3.66). |
| MiCA / License status | UK FCA EMI n. 902039 (Financial House Limited, emittente)UK FCA EMD Agent reg. 902088 (LA Orange Limited, operatore brand)Distribuzione UE: EMI Central Bank of Cyprus n. 115.1.3.66 (LA Orange CY Limited) Custodial e-money account issued by Financial House Limited, an EMI authorised by the UK FCA (FRN 902039); brand operated by LA Orange Limited as an FCA-registered EMD Agent no. 902088; EU distribution/redemption via LA Orange CY Limited, registered with the Central Bank of Cyprus no. 115.1.3.66. |
Strengths
- UK FCA-regulated EMI (Financial House Limited, FRN 902039) with EU distribution
- Dedicated personal IBAN included for SEPA transfers
- No account fee and 0% FX markup on purchases; multi-currency account (20+ currencies)
- No notable sovereignty advantage documented.
Weaknesses
- Custodial account with full KYC, not self-sovereign
- Relatively pricey physical card (€15) and costly ATM outside the UK (0.5% + 2%)
- Coverage effectively limited to EEA/UK; founding and ownership details thinly disclosed
- Custodial: the platform holds your funds and can freeze or lose them.
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (Custodial e-money account issued by Financial House Limited, an EMI authorised by the UK FCA (FRN 902039); brand operated by LA Orange Limited as an FCA-registered EMD Agent no. 902088; EU distribution/redemption via LA Orange CY Limited, registered with the Central Bank of Cyprus no. 115.1.3.66.): reporting to authorities and freezes on order.
Verdict
UK-regulated e-money instrument: the account is custodial and customer funds are subject to safeguarding at the authorised issuer Financial House Limited (UK FCA EMI, FRN 902039), with EU distribution via LA Orange CY (CBC 115.1.3.66). It is not covered by a bank deposit guarantee scheme; protection relies on segregation of safeguarded funds.
Low sovereignty: fully custodial account with mandatory KYC and no self-custody of keys. The issuer controls the funds and can freeze or restrict access; no self-sovereign control for the user.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Does the Jeton Card include an IBAN?
Yes: the Jeton account provides a dedicated IBAN for SEPA transfers, with e-money issued by Financial House Limited (UK FCA EMI, FRN 902039).
How much is the physical card?
The first virtual card is free; extra virtuals cost €1 and the physical card €15, with no monthly or annual fee.
Sources
- Official service page Canone · Fee emissione · Fx · Atm · +10 Data verified on Jul 16, 2026
- blog.jeton.com Paesi num Data verified on Jun 23, 2026
- todey.xyz Payment network · Kyc · Regioni Data verified on Jun 22, 2026