Wise Business
Wise
Mid-market rate 0,33%+; 48 currencies; batch 1000 payments; volume discounts. No crypto; compliance opaco; supporto only self-service. No crypto native; often rejects business crypto-related
Data & conditions
| Account fee | — |
|---|---|
| IBAN | dedicato · BE, GB, US, AU, NZ, SG, HU, RO, TR |
| Multi-currency | Yes · 40 currencies |
| ATM withdrawal | Free |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA, UK, US, APAC, LATAM · 160+ countries |
| Regulator | FCA |
| OAM Italy registration | No |
| Segment | B2B |
| MiCA / License status | EMI multi-paese FCA · FinCEN · EMI regulated |
Plans & pricing
Strengths
- Mid-market rate 0,33%+; 48 currencies; batch 1000 payments; volume discounts.
Weaknesses
- No crypto; compliance opaco; supporto only self-service.
Verdict
Mid-market rate 0,33%+; 48 currencies; batch 1000 payments; volume discounts. No crypto; compliance opaco; supporto only self-service. No crypto native; often rejects business crypto-related
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Wise Business a real bank?
Wise Business operates under a EMI multi-country licence (GB). It is regulated by FCA. Fund protection: Safeguarding — nessuna garanzia depositi.
Can I send transfers to third-party IBANs with Wise Business?
The ability to send transfers to third-party IBANs is not documented; check the official website.
Does Wise Business support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does Wise Business support?
Wise Business supports 40 fiat currencies. Multi-currency accounts: supported.
Can I withdraw crypto on-chain from Wise Business?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).