Wise Business

Wise

4.4/5 · Data verified on

Mid-market rate 0,33%+; 48 currencies; batch 1000 payments; volume discounts. No crypto; compliance opaco; supporto only self-service. No crypto native; often rejects business crypto-related

61
Transparency: Medium
61/100 · see methodology

Data & conditions

Account fee
IBAN dedicato · BE, GB, US, AU, NZ, SG, HU, RO, TR
Multi-currency Yes · 40 currencies
ATM withdrawal Free
Fund custody Custodial (platform holds funds)
KYC Full
Supported countries EEA, UK, US, APAC, LATAM · 160+ countries
Regulator FCA
OAM Italy registration No
Segment B2B
MiCA / License status EMI multi-paese FCA · FinCEN · EMI regulated

Plans & pricing

Strengths

  • Mid-market rate 0,33%+; 48 currencies; batch 1000 payments; volume discounts.

Weaknesses

  • No crypto; compliance opaco; supporto only self-service.

Verdict

A ★ 4.4/5

Mid-market rate 0,33%+; 48 currencies; batch 1000 payments; volume discounts. No crypto; compliance opaco; supporto only self-service. No crypto native; often rejects business crypto-related

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

FAQ

Is Wise Business a real bank?

Wise Business operates under a EMI multi-country licence (GB). It is regulated by FCA. Fund protection: Safeguarding — nessuna garanzia depositi.

Can I send transfers to third-party IBANs with Wise Business?

The ability to send transfers to third-party IBANs is not documented; check the official website.

Does Wise Business support direct debits and utility billing?

SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.

Which fiat currencies does Wise Business support?

Wise Business supports 40 fiat currencies. Multi-currency accounts: supported.

Can I withdraw crypto on-chain from Wise Business?

On-chain crypto withdrawal is not documented; check the official website.

Sources

Update history

  1. Entry rebuilt from the v2 canonical dataset (manually verified record).

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