Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Liana

Wizardsardine

4.4/5 4.8/5 · Data verified on

Liana is a desktop Bitcoin wallet (Windows, macOS, Linux) by Wizardsardine, a French Bitcoin security company, built around an idea no other mainstream wallet puts at its centre: inheritance and programmed recovery. Using Miniscript, Liana encodes time-locked recovery paths directly into the Bitcoin scripts: you can designate one or more fallback keys (an heir, a second device, your future self) that become spendable only after a configurable delay, measured in blocks. Keep using the wallet normally and the timelock never triggers; stop, and the fallback path activates. The "Safety Net" feature adds professional key-agents as a last resort, dormant during normal use. It is Bitcoin-only, pure self-custody (keys stay yours) and open-source with signed binaries and reproducible builds. It connects to your own Bitcoin node and works with Ledger, Coldcard, Specter and BitBox. The Community edition is free; Liana Business costs 0.016% of assets per month.

61
Transparency: Medium
61/100 · see methodology
61
Data exposure: Medium
61/100 · lower is better for sovereignty · methodology

Data & conditions

Fund custody Self-custody (funds in your control)
Type Software (hot wallet)
Source code Open-source
Recovery Seed phrase (BIP-39) + percorsi di recupero con timelock via Miniscript (eredità)
Bitcoin-only Yes
Supported chains Bitcoin
Built-in swap No
Built-in staking No
dApp browser No
WalletConnect No
Hardware wallet support Yes
Segment B2C, B2B
MiCA / License status Nessuna (wallet self-custody non-custodial)

Strengths

  • Inheritance and time-locked recovery written into Bitcoin scripts via Miniscript (one of a kind); pure self-custody and open-source with reproducible builds; European company; connects to your own node.
  • Self-custody: funds stay in your wallet — the platform cannot touch them.
  • No KYC: usable without identity verification.
  • Open-source, verifiable code.
  • Self-hostable: you can run your own instance or node.

Weaknesses

  • Desktop-only and Bitcoin-only (no confirmed mobile app); designed for those who understand timelocks and multisig, not the absolute beginner; the Business edition carries an AUM fee.
  • No notable sovereignty drawback documented.

Verdict

A S ★ 4.4/5 ★ 4.8/5

Score 4.4/5, very strong profile. In its favour: inheritance and time-locked recovery written into Bitcoin scripts via Miniscript (one of a kind); pure self-custody and open-source with reproducible builds; European company; connects to your own node. The trade-off to weigh: desktop-only and Bitcoin-only (no confirmed mobile app); designed for those who understand timelocks and multisig, not the absolute beginner; the Business edition carries an AUM fee.

On the Sovereignty lens the score is 4.8/5 (outstanding): the strength is fund control (5.0/5), while privacy & anonymity (4.6/5) is the weak link.

Privacy & anonymity 30% 4.6
Fund control 20% 5.0
Censorship resistance 20% 4.8
Trustless / auditability 20% 5.0

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

How does Bitcoin inheritance work with Liana?

Liana uses Miniscript to write a time-locked recovery path directly into the Bitcoin script: you designate a fallback key (for example an heir's) that can only spend the funds after a configurable delay, measured in blocks. As long as you use the wallet normally the timelock resets and the fallback key can do nothing; if you stop using it, after the delay the fallback path activates. Everything stays on-chain and verifiable, without handing keys to a third party.

Is Liana custodial?

No. Liana is pure self-custody: private keys stay on your device or your hardware wallet. Wizardsardine has no access to your funds. The optional "Safety Net" feature can add professional key-agents as a last resort after long timelocks, but they stay dormant during normal use.

How much does Liana cost?

The Community edition is free and open-source. There is a Liana Business version with a stated cost of 0.016% of assets under custody per month, aimed at companies and professionals (source: official site, August 2026).

Sources

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✓ Terms unchanged since Aug 3, 2026

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