BitPay Card

BitPay

3.0/5 · Data verified on

Pioneer from 2011; up to 15% merchant offers. Nuove applicazioni in waitlist; FX 3%; US only (card). Nuove application paused 2026; FX 3% high; $5 dormency 90gg

31
Transparency: Very low
31/100 · see methodology

Data & conditions

Account fee
IBAN condiviso
ATM withdrawal Free
Fund custody Custodial (platform holds funds)
KYC Full
Supported countries US · 1+ countries
OAM Italy registration No
Segment B2C
MiCA / License status Payment processor n/a (US)

Plans & pricing

Strengths

  • Pioneer from 2011; up to 15% merchant offers.

Weaknesses

  • Nuove applicazioni in waitlist; FX 3%; US only (card).

Verdict

C ★ 3.0/5

Pioneer from 2011; up to 15% merchant offers. Nuove applicazioni in waitlist; FX 3%; US only (card). Nuove application paused 2026; FX 3% high; $5 dormency 90gg

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

FAQ

Is BitPay Card a real bank?

BitPay Card operates under a Payment processor licence. The deposit-protection scheme is not documented for this service; check the official terms.

Can I send transfers to third-party IBANs with BitPay Card?

The ability to send transfers to third-party IBANs is not documented; check the official website.

Does BitPay Card support direct debits and utility billing?

SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.

Which fiat currencies does BitPay Card support?

The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.

Can I withdraw crypto on-chain from BitPay Card?

On-chain crypto withdrawal is not documented; check the official website.

Sources

Update history

  1. Entry rebuilt from the v2 canonical dataset (manually verified record).

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