MiniPay
MiniPay (Opera)
12,6M+ wallets; zero gas for user; P2P via number of telefono; 60+ countries. No card physical; focus Africa mainly. only Africa focus; no card physical
Data & conditions
| Account fee | — |
|---|---|
| ATM withdrawal | Free |
| Fund custody | Custodial (platform holds funds) |
| KYC | Light |
| Supported countries | AFRICA, EEA, APAC · 60+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | N/D |
Plans & pricing
Strengths
- 12,6M+ wallets; zero gas for user; P2P via number of telefono; 60+ countries.
Weaknesses
- No card physical; focus Africa mainly.
Verdict
12,6M+ wallets; zero gas for user; P2P via number of telefono; 60+ countries. No card physical; focus Africa mainly. only Africa focus; no card physical
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is MiniPay a real bank?
MiniPay is a digital financial service. The deposit-protection scheme is not documented for this service; check the official terms.
Can I send transfers to third-party IBANs with MiniPay?
The ability to send transfers to third-party IBANs is not documented; check the official website.
Does MiniPay support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does MiniPay support?
The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.
Can I withdraw crypto on-chain from MiniPay?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).