Holvi Holvi Pro
A plan byHolvi
FIN-FSA regulated; IBAN finlandese; Trustpilot 4,3/5; fatturazione integrated. only FI/DE/AT; FX 1-2,5%; ATM fee 2-2,5%. Copertura only FI/DE/AT; FX 1-2,5%; ATM fee high
Holvi Pro
- Price
- €12
What's included
- Multiple users
- Bookkeeping export
- More transactions
Data & conditions
| Account fee | — |
|---|---|
| IBAN | dedicato · FI |
| Outbound transfers to third-party IBANs | Yes |
| ATM withdrawal | Free |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA · 3+ countries |
| OAM Italy registration | No |
| MiCA / License status | Credit Institution (Finnish FSA) FIN-FSA (FI) |
Strengths
- FIN-FSA regulated; IBAN finlandese; Trustpilot 4,3/5; fatturazione integrated.
Weaknesses
- Only FI/DE/AT; FX 1-2,5%; ATM fee 2-2,5%.
Verdict
FIN-FSA regulated; IBAN finlandese; Trustpilot 4,3/5; fatturazione integrated. only FI/DE/AT; FX 1-2,5%; ATM fee 2-2,5%. Copertura only FI/DE/AT; FX 1-2,5%; ATM fee high
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Holvi a real bank?
Holvi operates under a Credit Institution (Finnish FSA) licence (FI). The deposit-protection scheme is not documented for this service; check the official terms.
Can I send transfers to third-party IBANs with Holvi?
Yes, Holvi allows outgoing transfers to third-party IBANs, like a traditional bank account.
Does Holvi support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does Holvi support?
The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.
Can I withdraw crypto on-chain from Holvi?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).