Kontist
Kontist
Tax calculation automatica; deposit guarantee €100K; ideal freelancer Germany. only Germany freelancer; no GmbH/UG; FX 2%. only Germany freelancer (NO GmbH); FX 2%; 5 tx free poi €0,40
Data & conditions
| Account fee | — |
|---|---|
| IBAN | dedicato · DE |
| Outbound transfers to third-party IBANs | Yes |
| ATM withdrawal | Free |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA · 1+ countries |
| Regulator | BaFin |
| OAM Italy registration | No |
| MiCA / License status | Banking partner (Solaris Bank) BaFin (via Solarisbank) |
Plans & pricing
Strengths
- Tax calculation automatica; deposit guarantee €100K; ideal freelancer Germany.
Weaknesses
- Only Germany freelancer; no GmbH/UG; FX 2%.
Verdict
Tax calculation automatica; deposit guarantee €100K; ideal freelancer Germany. only Germany freelancer; no GmbH/UG; FX 2%. only Germany freelancer (NO GmbH); FX 2%; 5 tx free poi €0,40
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Kontist a real bank?
Kontist operates under a Banking partner (Solaris Bank) licence (DE). It is regulated by BaFin. The deposit-protection scheme is not documented for this service; check the official terms.
Can I send transfers to third-party IBANs with Kontist?
Yes, Kontist allows outgoing transfers to third-party IBANs, like a traditional bank account.
Does Kontist support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does Kontist support?
The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.
Can I withdraw crypto on-chain from Kontist?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).