Moss Corporate Card
Moss
Moss Corporate is a corporate credit card designed for cash-flow optimization, with limits up to €250K and 30 days interest-free. The offering is solid for businesses but remains limited to Germany and corporate clients only, with a UK launch still in progress.
Data & conditions
| Account fee | Not disclosed |
|---|---|
| IBAN | dedicato · DE |
| Multi-currency | Yes · 2 currencies |
| Outbound transfers to third-party IBANs | No |
| Utility direct billing | No |
| SEPA direct debit (SDD) | No |
| On-chain crypto withdrawal | No |
| ATM withdrawal | not declared |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA · 1+ countries |
| Regulator | BaFin |
| OAM Italy registration | No |
| Segment | B2B |
| MiCA / License status | EMI (BaFin) BaFin (DE) |
Plans & pricing
Strengths
- Corporate credit card: cash-flow optimization; up to €250K limit; 30 interest-free days.
- No notable sovereignty advantage documented.
Weaknesses
- Only Germany; corporate clients only; UK launch in progress.
- Custodial: the platform holds your funds and can freeze or lose them.
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (BaFin (DE)): reporting to authorities and freezes on order.
Verdict
A solid-to-fair verdict with a clear perimeter: as a BaFin-supervised corporate credit card it offers limits up to €250K and 30 interest-free days, useful for cash-flow optimization. The brakes are availability effectively limited to Germany, corporate-only clientele and a UK launch still in progress: strong for the target, hard to access outside it.
Practically nil here: it's a custodial corporate credit tool with full KYC and BaFin oversight, and with below-average privacy (4/10) to boot. No autonomy or confidentiality for the user; it's the antithesis of crypto-native infrastructure.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
Reputation
What happened to people who used Moss Corporate Card, and what users say. External signals: they do not feed the promp.it rating.
Incidents & regulatory actions
No known incidentSearch across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.
verified on
Public reviews
-
G2 ↗
4.7/5
248 reviews
4.7/5 across 248 reviews on the G2 'Moss | Spend smarter' listing.
-
Capterra ↗
4.9/5
234 reviews
4.9/5 across 234 reviews (global Capterra .com listing).
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Trustpilot ↗
4.1/5
209 reviews
TrustScore 4.1 across 209 reviews (52 in the last 12 months). Company-claimed profile since Dec 2020, paid Trustpilot subscription, actively invites reviews. Not to be confused with the same-named 'moss.co.uk' profile (a different company).
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App Store ↗
4.1/5
65 reviews
'Moss by Nufin' (Nufin GmbH, Moss's legacy legal entity), German App Store storefront: 4.08/5 average across 65 ratings. The US storefront shows only 3, so the DE figure — more representative of the core market — is reported.
Weighted average across 4 public review platforms (756 reviews in total), weighted by volume. This is not our rating: it is those platforms’ average.
FAQ
Is Moss Corporate Card a real bank?
Moss GmbH holds its own e-money institution (EMI) licence from BaFin (DE), it is not a bank. Customer funds are safeguarded in escrow accounts — no deposit guarantee.
Can I send transfers to third-party IBANs with Moss Corporate Card?
The ability to send transfers to third-party IBANs is not documented; check the official website.
Does Moss Corporate Card support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does Moss Corporate Card support?
The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.
Can I withdraw crypto on-chain from Moss Corporate Card?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Plans & pricing · Regulatory framework Data verified on Jun 13, 2026
- getmoss.com Company profile · Plans & pricing · Issuer · Multi-currency · +5 Data verified on Jul 13, 2026
- trustpilot.com Trust & safety Data verified on Jun 14, 2026